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APR as low as Auto Loan 1.89% Home Equity Line of Credit 4.00% APY Share Certificate (1 year) 0.40% Money Market ($2,500 min.) 0.18% |
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2013 Holiday Closing Schedule Normal Branch Hours 8:30 a.m. to 5 p.m. Mon-Thu 8:30 a.m. to 6 p.m. Fri 8:30 a.m. to Noon Sat To see hours for the branch nearest to you, use our location search tool. |
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Individual Retirement Accounts
An IRA is a special type of savings plan that helps you save for retirement or for your child's education. IRA's are still one of the smartest retirement investments available. IRA's are a secure way to save for the future, require little administration, and are easy to set up. Whether retirement is in your near future or still years away, Credit Union 1 offers a number of ways to help you establish and manage a healthy retirement program - something that is important for everyone. If you are a parent or grandparent, a Coverdell Education Savings Account (ESA) is a great way to save for a child's education. If you want to save for your retirement or for your child's education, an IRA or ESA at Credit Union 1 is the smart way to invest. Plus, with our great rates and flexible terms, it is never too late to start saving for your future. Credit Union 1 offers IRA Savings Accounts and IRA Certificates of Deposit. All accounts with balances over $50 earn dividends and $1,000 minimum deposit is required to open an IRA Certificate. All accounts offer:
Choose from the following options (Please consult your tax advisor about your particular situation):
Roth IRA. A Roth IRA offers flexibility by allowing you to pay taxes now and reap the benefits in the future. Within qualifying limits, Roth IRA contributions and earnings may be withdrawn tax-free. Minimum contribution is $1,000. Coverdell Education Savings Account (ESA). Formerly known as the Education IRA, the ESA account is perfect if you want to start saving for your child's education. You can contribute up to $2,000 per year to help pay for your child or grandchild's qualified educational expenses, tax-free. Minimum contribution is $1,000. Savings Rates | Fee Schedule |
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