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DARE TO COMPARE
APR as low as
Auto Loan 1.89%
Home Equity Line of Credit 4.00%

APY
Share Certificate (1 year) 0.40%
Money Market ($2,500 min.) 0.18%
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Member Focus April 2013
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HOURS & LOCATIONS
2013 Holiday Closing Schedule
Normal Branch Hours
8:30 a.m. to 5 p.m. Mon-Thu
8:30 a.m. to 6 p.m. Fri
8:30 a.m. to Noon Sat
To see hours for the branch nearest to you, use our location search tool.
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SAVINGS & CHECKING LOANS & CREDIT CONVENIENCE SERVICES RESOURCE CENTER

Loan Rates

Rates as of June 18, 2013


Home Equity
Account Type Term APR (when member pays fees) APR (when Credit Union pays fees)
Variable Rate Line of Credit (P&I Payments) 0-240 months n/a 4.00%
Fixed Rate Home Equity (Up to 65% LTV) 0-180 months Market rates change daily. Appraisal and Title Search Required. Fees paid by member.
Fixed Rate Home Equity (Up to 75% LTV - 1st lien position) 0-180 months Market rates change daily. Appraisal and Title Search Required. Fees paid by member.
Fixed Rate Home Equity (Up to 75% LTV - 2nd lien position) 0-60 months 7.00 7.50%
61-120 months 7.50% 8.00%
121-180 months 8.00% 8.50%

Variable rate based on Prime and Line of Credit Amount

Auto Loans
Model Year Term APR
2009-2013 Up to 36 months As low as 1.89%
2008-2013 Up to 60 months As low as 2.99%
2012-2013 Up to 72 months As low as 2.99%*
2012-2013 Up to 84 months As low as 3.49%*

*Includes reduction of .25% if 20% down payment or more and reduction of .25% with "New Member Thank You" voucher. 100% financing available to qualified members. 72 month term financing available on new vehicles with approved credit.

Used Auto Loans
Model Year Term Rates (as low as)
2004 - 2007 Models up to 48 months As low as 5.40%**

**Includes reduction of .25% if financing below for NADA trade in value and reduction of .25% with "New Member Thank You" voucher. 100% Financing available to qualified members.

UNSECURED LOANS
Term Rates
Up to 48 months as low as 10%*

**Includes reduction of .25% with "New Member Thank You" voucher.

SHARE & CERTIFICATE SECURED LOANS
Rates
Special terms and restrictions apply dividend rate + 2%

VISA PLATINUM
Rates
No Annual Fee. No Balance Transfer Fee 8.8% - 20.8%



FOR CURRENT INFORMATION CALL (800) 252-6950 DURING OFFICE HOURS OR VISIT ANY BRANCH LOCATION. CLICK HERE FOR SAVINGS RATES