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Terms and Conditions
may vary for
loans closed
outside the
state of Illinois. |
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Term |
APR When Member
Pays Fees |
APR When Credit
Union
Pays Fees |
|
Variable Rate Line of Credit - Principal & Interest
Payments |
|
$5,000.00 - $24,999.99 |
up to 240 months |
|
5.00 |
|
$25,000.00 - $99,999.99 |
up to 240 months |
|
4.49 |
|
$100,000.00 and above |
up to 240 months |
|
4.00 |
|
Variable Rate Line of Credit - Interest Only Payments |
| |
up to 240 months |
|
6.00 |
|
High Equity up to 65% LTV |
| |
up to 180 months |
Market Rate
changes daily,
call
800-252-6950
for current rate.
|
Appraisal and Title Search Required. Fees paid by member. |
|
Fixed Rate Home Equity Loan
- Up to 80% LTV
(1st lien position) |
| |
up to 180 months |
Market Rate
changes daily,
call
800-252-6950
for current rate.
|
Appraisal and Title Search Required. Fees paid by member. |
|
Fixed Rate Home Equity Loan
- Up to 80% LTV
(2nd lien position) |
| |
|
0-60 months |
7.00% |
7.50% |
|
61-120 months |
7.50% |
8.00% |
|
121-180 months |
8.00% |
8.50% |
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| |
(Motorcycle,
Boat and RV
available at
1% higher than
vehicle rate) |
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|
Model
Year |
Term |
APR |
|
|
2004-2008 |
up to 60 months |
as low as 5.74%* |
|
2007-2008 |
up to 72 months |
as low as 6.74%* |
|
Payment
is $19.22
monthly for every $1,000
borrowed at 5.74%
APR for 60 months.
Payment
is $16.92
monthly for every $1,000
borrowed at 6.74%
APR for 72 months.
*Includes reduction
of .25% for autopay through
direct deposit or transfer
from checking and an additional
reduction of .25% for 20%
downpayment or more. 72
month term financing available
with approved credit.Rates
are subject to credit history.
100% financing available
to qualified members.
|
|
|
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|
| |
(Motorcycle,
Boat and RV
available at
2% higher than
vehicle rate) |
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|
Model
Year |
Term |
APR |
|
|
2004-2008 |
up to 60 months |
as low as 5.74* |
|
1999-2003 |
up to 48 months |
as low as 6.90%* |
|
Payment
is $19.22
monthly for every $1,000
borrowed at 5.74%
APR for 60 months.
Payment
is $16.92
monthly for every $1,000
borrowed at 6.90%
APR for 48 months.
*Includes reduction
of .25% for auto pay through
direct deposit or transfer
from checking and an additional
reduction of .25% for NADA
trade in value. 100%
financing available to
qualified members.
|
|
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UNSECURED/PERSONAL
LOANS /SPECIALTY
VEHICLE
|
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| |
Term |
APR |
|
|
Personal Loan |
up to 48 months |
as low as 10.00%* |
|
Payment
is $25.37
monthly for every $1,000
borrowed at 10.00%*
APR for 48 months.
*Includes reduction
of .25% for auto pay through
direct deposit or transfer
from checking. Rates are
subject to
credit history.
|
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Visa Platinum |
As low as 8.80% APR |
No Annual Fee |
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