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Savings Rates
Rates as of May 25, 2013
SHARE/CERTIFICATE
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$1,000 Certificate* |
$10,000 Certificate Plus* |
Penalty** |
| Term |
Yield |
Rate |
Yield |
Rate |
|
| 6 months |
0.250% |
0.250% |
0.350% |
0.349% |
90 Days
|
| 12 months |
0.300% |
0.300% |
0.400% |
0.399% |
90 Days
|
| 18 months |
0.350% |
0.349% |
0.450% |
0.449% |
180 days
|
| 24 months |
0.550% |
0.549% |
0.650% |
0.648% |
180 days
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| 30 months |
0.650% |
0.648% |
0.750% |
0.747% |
270 days
|
| 36 months |
0.900% |
0.896% |
1.000% |
0.995% |
270 days
|
| 48 months |
1.250% |
1.243% |
1.350% |
1.342% |
270 days
|
| 60 months |
1.500% |
1.490% |
1.600% |
1.588% |
270 days
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IRA Certificates (Traditional, Roth or Educational)
|
$1,000 IRA* |
$10,000 IRA Plus* |
Penalty |
| Term |
Yield |
Rate |
Yield |
Rate |
|
| 6 months |
0.400% |
0.399% |
0.500% |
0.499% |
90 days
|
| 12 months |
0.450% |
0.449% |
0.550% |
0.549% |
90 days
|
| 18 months |
0.500% |
0.499% |
0.600% |
0.598% |
180 days
|
| 24 months |
0.750% |
0.747% |
0.850% |
0.847% |
180 days
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| 30 months |
0.900% |
0.896% |
1.000% |
0.995% |
270 days
|
| 36 months |
1.150% |
1.144% |
1.250% |
1.243% |
270 days
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| 48 months |
1.450% |
1.440% |
1.550% |
1.539% |
270 days
|
| 60 months |
1.700% |
1.687% |
1.800% |
1.785% |
270 days |
MONEY MARKET DEPOSIT ACCOUNTS
| APY |
APR |
Minimum |
|
| 0.180% |
0.180% |
$2,500
|
| 0.230% |
0.230% |
$10,000
|
| 0.270% |
0.270% |
$25,000
|
| 0.300% |
0.300% |
$50,000
|
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SAVINGS ACCOUNTS
| APY |
APR |
Minimum |
|
| 0.150% |
0.150% |
$5.00 |
(Must have at least $50 on deposit to earn dividends)|
INTEREST BEARING CHECKING ACCOUNTS
SAVINGS IRA ACCOUNTS
| |
APY |
APR |
Minimum |
|
| SAVINGS IRA |
0.150% |
0.150% |
NONE
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*required to open account, obtain the APY and to avoid any penalties and or fees applicable to the account. Share and IRA Certificate dividends are computed and paid on the actual amount in the account and deposited to the certificate at month end, and on the anniversary date. Savings, Checking and Money Market, and Savings IRA dividends are calculated daily, paid and compounded monthly. Savings, and Money Market dividend rates are based on credit union earnings and are declared at the end of the dividend period (monthly or quarterly). Rates are subject to change without notice.
**ALONG WITH THE ABOVE STATED PENALTY HEALTH SAVINGS ACCOUNTS AND INDIVIDUAL RETIREMENT ACCOUNT CERTIFICATES AND SAVINGS ARE SUBJECT TO FEDERAL WITHDRAWAL RULES.

FOR CURRENT INFORMATION CALL (800) 252-6950 DURING OFFICE HOURS OR VISIT ANY BRANCH LOCATION. CLICK HERE FOR LOAN RATES
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