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Savings Rates

Click here for a printable version of our share rate sheet.

Rates as of August 30, 2015


DIVIDEND CHECKING ACCOUNTS
APY1 APR
0.050% 0.050%

SAVINGS ACCOUNTS
APY1 APR Minimum
0.150% 0.150% $5.00

(Must have at least $50 on deposit to earn dividends)

SHARE/CERTIFICATE
$1,000 Certificate $10,000 Certificate Plus Penalty*
Term Yield Rate Yield Rate
6 months 0.250% 0.250% 0.300% 0.300% 90 Days
12 months 0.300% 0.300% 0.350% 0.349% 90 Days
18 months 0.450% 0.449% 0.500% 0.499% 180 days
24 months 0.550% 0.549% 0.600% 0.598% 180 days
30 months 0.600% 0.598% 0.650% 0.648% 270 days
36 months 0.800% 0.797% 0.900% 0.896% 270 days
48 months 1.300% 1.292% 1.400% 1.391% 270 days
60 months 1.650% 1.638% 1.750% 1.736% 270 days

*We may impose a penalty if you withdraw funds from your account before the maturity date.

IRA CERTIFICATES (Traditional, Roth or Educational)
$1,000 IRA $10,000 IRA Plus Penalty*
Term Yield Rate Yield Rate
6 months 0.350% 0.349% 0.450% 0.449% 90 days
12 months 0.450% 0.449% 0.550% 0.549% 90 days
18 months 0.550% 0.549% 0.650% 0.648% 180 days
24 months 0.650% 0.648% 0.750% 0.747% 180 days
30 months 0.750% 0.747% 0.850% 0.847% 270 days
36 months 0.950% 0.946% 1.050% 1.045% 270 days
48 months 1.400% 1.391% 1.500% 1.490% 270 days
60 months 1.800% 1.785% 1.900% 1.884% 270 days

*We may impose a penalty if you withdraw funds from your account before the maturity date.

SAVINGS IRA ACCOUNTS
APY1 APR Minimum
SAVINGS IRA 0.150% 0.150% NONE
SAVINGS ROTH IRA 0.150% 0.150% NONE
SAVINGS EDUCATION IRA 0.150% 0.150% NONE

MONEY MARKET DEPOSIT ACCOUNTS
APY1 APR Minimum
0.180% 0.180% $2,500
0.230% 0.230% $10,000
0.270% 0.270% $25,000
0.300% 0.300% $50,000

1 APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. The APY is accurate as of the last dividend declaration date.






*required to open account, obtain the APY and to avoid any penalties and or fees applicable to the account. Share and IRA Certificate dividends are computed and paid on the actual amount in the account and deposited to the certificate at month end, and on the anniversary date. Savings, Checking and Money Market, and Savings IRA dividends are calculated daily, paid and compounded monthly. Savings, and Money Market dividend rates are based on credit union earnings and are declared at the end of the dividend period (monthly or quarterly). Rates are subject to change without notice.

**ALONG WITH THE ABOVE STATED PENALTY HEALTH SAVINGS ACCOUNTS AND INDIVIDUAL RETIREMENT ACCOUNT CERTIFICATES AND SAVINGS ARE SUBJECT TO FEDERAL WITHDRAWAL RULES.


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