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Welcome to Credit Union 1
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Standard Branch Hours
8:30 a.m. to 5 p.m. Mon-Thu
8:30 a.m. to 6 p.m. Fri
8:30 a.m. to Noon Sat
For specific branch/drive-thru hours, use our Find a Branch tool above.

Holiday Closing Schedule
SAVINGS & CHECKING LOANS & CREDIT INVESTMENT SERVICES ELECTRONIC SERVICES RESOURCES
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Checking Accounts

Receive ultimate convenience and 24-hour access to your money with a Credit Union 1 Checking Account. With features like no minimum balance, itemized monthly statements, Visa® debit card access and options to earn interest, a Credit Union 1 Checking account is a great fit for your busy life.

Checking Account

Credit Union 1 Content Student Checking Student Checking
Express Checking Express Checking
Plus Checking Plus Checking
Premium Checking Premium Checking
Debit Debit
 

Student Express Checking Account
(Non-Dividend Bearing)

Learning, living, saving. Help your student develop good financial habits by starting with a checking account designed to fit beginner needs.

  • Access to nearly 30,000 CO-OP ATMs and 5,000+ Shared Branches
  • FREE Online Express Home Banking and Online Bill Pay1
  • FREE eStatements
  • CU1 Mobile Banking2
  • CU1 Debit Card with chip technology
  • 24/7 telephone access using 1-Touch
  • CU1 fee waived at non-CU1 ATMs (4 times per month)3
  • No monthly service fee
Account Minimum Requirements
Minimum Deposit to Open4
$25

For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets. Student Express Checking available for students ages 13 - 21. All checking accounts are subject to approval. 1Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor.2Message and data rates may apply. Check with your mobile carrier for details.3Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply.4There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Student Express Checking.


Express Checking Account
(Non-Dividend Bearing)

Everyday needs deserve everyday solutions.

  • Access to nearly 30,000 CO-OP ATMs and 5,000+ Shared Branches
  • FREE Online Express Home Banking and Online Bill Pay1
  • FREE eStatements
  • CU1 Mobile Banking2
  • CU1 Debit Card with chip technology
  • 24/7 telephone access using 1-Touch
  • CU1 fee waived at non-CU1 ATMs (4 times per month)3
  • No monthly service fee
Account Minimum Requirements
Minimum Deposit to Open4
$25

For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets. All checking accounts are subject to approval. 1Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor.2Message and data rates may apply. Check with your mobile carrier for details.3Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply.4There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Express Checking.


Express Plus Checking Account
(Dividend Bearing)

Everyday needs deserve everyday solutions plus earn dividends.

  • Access to nearly 30,000 CO-OP ATMs and 5,000+ Shared Branches
  • FREE Online Express Home Banking and Online Bill Pay1
  • FREE eStatements
  • CU1 Mobile Banking2
  • CU1 Debit Card with chip technology
  • 24/7 telephone access using 1-Touch
  • CU1 fee waived at non-CU1 ATMs (4 times per month)3
  • No monthly service fee when Minimum Account Requirements met
  • Earns dividends (See Savings Rate Sheet)
  • Fee waived for Checks4
  • Fee waived for Cashier's Checks
Account Minimum Requirements
Minimum Deposit to Open5
$500
Minimum Balance to Earn Dividends6
$.01

For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets. All checking accounts are subject to approval. 1Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor. 2Message and data rates may apply. Check with your mobile carrier for details. 3Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply. 4Price does not include tax and delivery. Prices vary dependingon check style and options selected. 5If balance falls below the $500 minimum average daily balance requirement there is a $9.95 fee. 6Dividends are calculated using Average Daily Balance and are paid and compounded monthly.


Express Premium Plus Checking Account
(Dividend Bearing)

Premier solutions for premier needs.

  • Access to nearly 30,000 CO-OP ATMs and 5,000+ Shared Branches
  • FREE Online Express Home Banking and Online Bill Pay1
  • FREE eStatements
  • CU1 Mobile Banking2
  • CU1 Debit Card with chip technology
  • 24/7 telephone access using 1-Touch
  • CU1 fee waived at non-CU1 ATMs (unlimited)3
  • No monthly service fee when Minimum Account Requirements met
  • Earns dividends (See Savings Rate Sheet)
  • Fee waived for Checks4
  • Fee waived for Cashier's Checks
  • Fee waived for Stop Payments
  • Fee waived for outgoing Wire Transfers
  • Fee waived for insufficient funds or returned items if you have 4 or fewer occurrences in previous 12 months5
Account Minimum Requirements
Minimum Deposit to Open
$500
Minimum Balance to Earn Dividends6
$.01
$50,000 or greater Credit Union 1 relationship7

For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets. All checking accounts are subject to approval. 1Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor. 2Message and data rates may apply. Check with your mobile carrier for details. 3Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply. 4Price does not include tax and delivery. Prices vary dependingon check style and options selected. 5An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds.6Dividends are calculated using Average Daily Balance and are paid and compounded monthly. 7If balance falls below the $50,000 aggregate minimum relationship balance in the member’s Credit Union 1 combined accounts including: Savings Accounts, Checking Accounts, Money Market Accounts, Share Certificates, Loans, and/or Credit Cards, there is a $25 fee.


Visa® Debit Card.

Gain easy access and convenience with your FREE Credit Union 1 Visa Debit Card. Just present your Credit Union 1 Visa Debit Card anywhere Visa is accepted and the amount will automatically be deducted from your Credit Union 1 checking account. Or, you can use it like an ATM card to withdraw cash at thousands of ATMs worldwide. Features include:

  • Unlimited free deposits at any depository ATM
  • Free withdrawals at any Credit Union 1 owned ATM
  • $1,000 cash withdrawal limit per day
  • $1,500 point-of-sale purchases per day
  • 4 free withdrawals per month at non-Credit Union 1 owned ATMs

****Due to large amounts of fraud, we do not allow most transactions from our debit cards from the following countries: Trinidad and Tobago, Russia, Turkey, Ukraine, Bulgaria, Romania, South Africa, Syria, Egypt, Spain, Qatar, United Arab Emirates, Greece, Philippines, Thailand, Korea, Kazakhstan and India. In addition to these countries, Credit Union 1 currently does not allow Western Union wire transfers to be completed utilizing your Credit Union Visa Debit Card.

If you are experiencing problems with your Credit Union 1 Visa Debit Card or if your Visa Debit Card has been lost or stolen please contact us at 800-252-6950 option 4 Mon-Fri 8-5, if you need assistance after hours, please call us at 800-472-3272.




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