Disclosures & Important Information
Note: Debit card accounts are checking accounts and all references to debit card accounts are governed by the terms and conditions provided for checking accounts.
For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets.
Student Express Debit Card Account available for students ages 13 - 21. All Debit Card Accounts are subject to approval.
1Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing, the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor.
2Message and data rates may apply. Check with your mobile carrier for details.
3Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply.
4Price does not include tax and delivery. Prices vary depending on check style and options selected.
5An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds.
6There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Student Express Debit Card Account and Express Debit Card Account.
7If balance falls below the $500 minimum average daily balance requirement, there is a $9.95 fee.
8Dividends are calculated using Average Daily Balance and are paid and compounded monthly.
9If balance falls below the $50,000 aggregate minimum relationship balance in the member's Credit Union 1 combined accounts including: Savings Accounts, Debit Card Accounts, Money Market Accounts, Share Certificates, Loans, and/or Credit Cards, there is a $25 fee.