Compare Fighting Irish Debit Card Accounts

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Fighting Irish Debit Card Account

Fighting Irish Student Debit Card Account

Fighting Irish Plus Debit Card Account

Fighting Irish Premium Plus Debit Card Account

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Access to nearly 30,000
CO-OP ATMs & 5,000+
Shared Branches
Yes Shamrock Yes Shamrock Yes Shamrock Yes Shamrock
FREE Digital Banking
& Bill Pay1
Yes Shamrock Yes Shamrock Yes Shamrock Yes Shamrock
FREE eStatements Yes Shamrock Yes Shamrock Yes Shamrock Yes Shamrock
CU1 Mobile App2 Yes Shamrock Yes Shamrock Yes Shamrock Yes Shamrock
Contactless Fighting
Irish Debit Card with
chip technology
Yes Shamrock Yes Shamrock Yes Shamrock Yes Shamrock
CU1 fee waived at non-CU1 ATMs (4 times per month)3 Yes Shamrock Yes Shamrock Yes Shamrock Yes Shamrock
No monthly service fee

Yes Shamrock
 

Yes Shamrock
 

Yes Shamrock
when Minimum Account Requirements are met
Yes Shamrock
when Minimum Account Requirements are met
Earns dividends (View Rates) Yes Shamrock No X Yes Shamrock Yes Shamrock
Fee waived for checks4 No X No X Yes Shamrock Yes Shamrock
Fee waived for cashier's checks No X No X Yes Shamrock Yes Shamrock
Fee waived for stop payments No X No X No X Yes Shamrock
Fee waived for outgoing wire transfers No X No X No X Yes Shamrock
Fee waived for insufficient funds or returned items if you have 4 or fewer occurences in previous 12 months5 No X No X No X Yes Shamrock
  Account
Minimum
Requirements
Account
Minimum
Requirements
Account
Minimum
Requirements
Account
Minimum
Requirements
  Minimum Deposit to Open
$0 & Net Direct Deposit
Minimum Deposit to Open
$25
Minimum Deposit to Open
$500
Minimum Deposit to Open
$500 & $50,000 or greater CU1 relationship6
  Minimum Balance to Earn Dividends7
$0.01
Minimum Balance to Earn Dividends
Does not earn dividends
Minimum Balance to Earn Dividends8
$0.01
Minimum Balance to Earn Dividends9
$0.01

 


Disclosures & Important Information

For complete terms governing accounts, please consult the Membership Agreement & Account Disclosures booklet, Fee Schedule, and Savings and Lending Rate Sheets.

Fighting Irish Student Debit Card Account available for students ages 13 - 21. All Debit Card Accounts are subject to approval.

1Online Bill Pay is offered to individual residents of the United States who can form legally binding contracts under applicable law. Without limiting the foregoing, the Service is not offered to minors unless the minor is using an Eligible Transaction Account in the name of the minor with a parent or guardian as a co-signor or guarantor.

2Message and data rates may apply. Check with your mobile carrier for details.

3Credit Union 1 charges $1.00 for transactions performed at non-Credit Union 1 ATMs. Transactions include: inquiries, transfers or withdrawals. Fees from the ATM owner still apply.

4Price does not include tax and delivery. Prices vary depending on check style and options selected.

5An occurrence happens any business day that at least one (1) item is presented or withdrawal request is made against an account with insufficient funds.

6If balance falls below the $50,000 aggregate minimum relationship balance in the member's Credit Union 1 combined accounts including: Savings Accounts, Checking Accounts, Money Market Accounts, Share Certificates, Loans, and/or Credit Cards, there is a $25 fee.

7To be eligible to earn dividends full Direct Deposit must be deposited into a Fighting Irish Debit Card Account. Dividends are calculated using Average Daily Balance and are paid and compounded monthly.

8If balance falls below the $500 minimum average daily balance requirement, there is a $9.95 fee. Dividends are calculated using Average Daily Balance and are paid and compounded monthly.

9Dividends are calculated using Average Daily Balance and are paid and compounded monthly.

 

 

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