APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All credit cards are subject to approval. uChoose Rewards is a registered trademark of Fiserv Inc., or its affiliates. Rates for Visa Platinum Credit Card with uChoose Rewards are 9.80% APR – 19.80% APR based on creditworthiness. Cash Advance Fee is $20 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.
Make all your purchases easy and secure with our Visa Platinum Credit Card and get the rewards you want with uChoose Rewards®. You can choose to redeem your points for things like travel, gas, groceries, and gift cards at hundreds of merchants so you’re sure to find something you’d like. Make redeeming points easier with the uChoose Rewards mobile app1.
Earn 1 point per $1 spent for all your purchases — wherever you shop!
Redeem for the rewards you want most.
Download the uChoose Rewards Mobile App today!
uChoose Rewards FAQ
What is uChoose Rewards?
The uChoose Rewards program enables you to earn points for using your card. Once you have earned enough points, you can redeem them for your choice of items or experiences from a huge online rewards catalog.
How do I earn points?
Earn 1 point for every $1 spent with your Credit Union 1 Visa Platinum Card. You can also earn more points when shopping at participating retailers. Choose to shop in-store at national or local retailers, or online through uchooserewards.com. When shopping in-store; select Credit, and sign for your purchase.
When can I redeem my points?
It can take up to 40 days for points to be credited to your account. A minimum of 1500 points must be accumulated before redemption. When you have 1500 points, you can redeem them for a wide variety of items. Look for Available Points at the top of any page on the uChoose Rewards website for your total points available for redemption at that time.
What can I redeem my points for?
Choose from a wide variety of options, including products, travel, experiences, activities, and event tickets. At the uChoose Rewards website, navigate to the Redeem Points page, click on the category that interests you, and start shopping.
The uChoose Rewards program tracks all points earned, and provides details and information to help locate just what you are looking for when you are ready to redeem points. You can also set up a personal Wish List to help you track the things you want.
Can I share points with family members?
Yes. All cards pooled in an account automatically earn points together. With multiple credit card accounts at Credit Union 1, you can register them in one uChoose account to earn rewards points faster.
Message and data rates may apply. Check with your mobile carrier for details. App Store is a service mark of Apple Inc. The Apple logo is a trademark of Apple Inc., registered in the U.S. and other countries. The Google Play logo is a trademark of Google Inc.
Verified by Visa. Protect yourself from fraud and make sure your credit cards are secure with Verified by Visa. This multilayer security feature is simple to set up and lets you rest a little easier at night knowing your credit is safe from predators.
Disclosures & Forms. Listed below are important disclosures and documents relating to VISA® and VISA® products:
Where should I send my credit card payments?
The payment address is included on your statement. If you pay your credit card bill through Online Bill Payment or need the mailing address it is listed below:
Credit Union 1
P.O. Box 2711
Omaha, NE 68103-2711
If you are experiencing problems with your Credit Union 1 Credit Card or if your Credit Card has been lost or stolen please contact us at 844-700-1129.