Free Checking Bonus Offer


Get paid up to two days earlier1 with direct deposit and CU1 Early Pay! Get Started 

Open a CU1 Free Checking account and unlock this exclusive offer.

Checking Bonus2

Claiming your offer is easy!


Open a CU1 Checking Account.

Open a checking account with CU1 online and use Promo Code CHK100, at your local branch or by calling us today! Call our team to mention the "$100 checking offer".


Download and Login to Mobile Banking.

Login to online banking or the mobile app within 14 days of account opening


Receive your $100 checking bonus2.

The $100 bonus will be deposited into your account once you've logged into online banking.

To redeem this offer, you must click the link below when applying online and use Promo Code CHK100. If you call or visit a branch,
make sure to mention "$100 checking offer".

Why CU1?

  • Since 1958, as a not-for-profit our mission has been to help more people achieve their economic potential, giving back to our members and the communities we serve.
  • Access thousands of locations nationwide with shared branching and 30,000 surcharge-free ATMs.

Bank Anywhere with 24/7 Digital Banking

Biometric Login

Login using mobile device facial recognition or fingerprint sensor


Add CU1 credit/debit cards as payment across you favorite subscriptions and digital services

Personal Dashboard

See your balances and spending across various financial institutions

Mobile Deposit2

Deposit a check into your CU1 account using your mobile device's camera

Apple Watch®

Easily View account balances and transactions on an Apple Watch


Transfer funds between CU1 accounts and to & from external financial institutions


Effortlessly stay on top of your finances with the alert delivery method of your choice

Find a Branch/ATM

View branches and ATM locations in a list and on a map


All checking accounts are subject to approval. Apple Watch is a trademark of Apple Inc., registered in the U.S. and other countries.

Early access to direct deposit funds is a free, automatic feature and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.

2 To redeem this offer you must use Promo Code: CHK100 before March 31, 2023. Offer not available to existing members who already have direct deposit coming into a CU1 account, those whose accounts have been closed within 90 days,  or closed with a negative balance within the last 3 years from the date of use of the Promo Code. Promo Code is only good for one-time use and is not redeemable with any other offers. To receive $500 bonus: (1) Within 90 days of use of the Promo Code, you must establish a recurring direct deposit into a new or existing CU1 checking account and the recurring direct deposit must result in a minimum aggregate total direct deposit of $1,000 per month being received into the new or existing CU1 checking account for three consecutive months beginning on the date of the use of the Promo Code.  (2) The three consecutive months must be accomplished before the expiration of one-hundred eighty days from the date of use of the Promo Code. (3) Your direct deposit must be from an electronic deposit of your paycheck, investment account, pension or government benefits (such as Social Security) distribution from your employer or government agency. Person to Person transfers or payments and wire transfers or any other non-recurring electronic deposit are not considered a recurring direct deposit. Bonus will be paid by deposit into your CU1 checking account within 30 days of meeting all qualifying criteria. To receive the bonus, the checking account must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on 1099-INT. This offer may be cancelled or amended at any time without notice. Account Closure: If the checking account is closed by the member or by CU1 within 12 months after opening, we will deduct the bonus amount from the checking account at closing.  

Message and data rates may apply. Check with your mobile carrier for details.