Free Student Checking


Learning. Living. Saving.

We want to help students develop good financial habits with a checking account designed to fit beginner needs. The earlier your child learns to manage personal finances, the more confident they will be when they are on their own. Our student checking account is for members 13 – 21 years old with full features, top technology, and convenience in mind.

Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

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More Than a Spending Account

Your CU1 checking account comes with the following:

Debit Card Controls

With CU1 Card Keeper1 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

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Card Control


Get cash surcharge-free at more than 30,000 ATMs nationwide

Find ATMs

Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

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smart watch, monitor, phone
mobile deposit

Mobile Deposit

Deposit checks right from your smartphone1. Just snap a photo!

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Member Service

Live Chat with our member solutions team or call the Contact Center at 800.252.6950


Bank Securely

Federally insured by NCUA.

Account Minimum Requirements

Minimum Deposit to Open2 | $25


Get Started      Order Checks


All checking accounts are subject to approval.

1Message and data rates may apply. Check with your mobile carrier for details.

2There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Student Checking account.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.