Balance Transfer Promotion is a limited time offer available 1/1/17 - 2/28/17. Balance transfer must be from an external card issuer. Existing Credit Union 1 credit card balances are not eligible for this promotion. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All credit cards subject to approval. uChoose Rewards is a registered trademark of Fiserv, Inc. or its affiliates. 1Rates for Visa Platinum Credit Card with uChoose Rewards are from 9.80% APR – 19.80% APR based on creditworthiness. Cash Advance Fee is $20 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.