Auto Loan Refinance

Auto Loan Refinance

Refinancing Your Car Loan
Can Help Save You Money

Rev up your budget without even leaving the comfort of your home when you refinance your auto loan with Credit Union 1.

We are here to give you more to love about your car! With Auto Loan Rates as low as 1.99% APR1 and a variety of terms, your monthly payments can be more affordable. Bringing your Auto Loan over from another lender to CU1 is fast and easy!

Choose from a variety of terms to find a payment that fits your budget.

1.99% APR
Auto Loan Rates as low as
1.99% APR for up to 60 Months1

We Pay a 100 Bonus
We Pay a $100 Bonus2

No First Payments for 60 Days
No First Payment for
Up to 60 Days3

Additional Coverage
Additional Coverage Available
Payment Protection, GAP, MRC


Apply Today

Apply for a loan in a way that works best for you.

Digital icon

Apply online in minutes

Apply Online

find location icon

Apply in person

Find a Location

call center rep icon

Apply over the phone

Call 800.252.6950


Additional Coverage Expand/Colapse

Credit Union 1 offers options to secure additional coverage and warranties for your vehicle maintenance and loan protection needs.


APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

1Best Credit Financing Example: An Auto Loan of $20,000 at 1.99% APR for a 60-month term would result in a monthly payment of approximately $351.00.

2To qualify for the $100 bonus, there is a $15,000 minimum loan amount and loan must close within 30 days from the application date. Offer does not apply to existing Credit Union 1 loans or the refinancing of existing Credit Union 1 loans. Bonus will be deposited into the member’s CU1 account at the loan closing. Bonus will be reported on 1099-MISC. 

3Interest continues to accrue during deferral period.