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Real Estate Loans

At Credit Union 1 we provide a wide range of Real Estate related products and services. If you are looking to buy a new home or to refinance an existing property, a 1st Mortgage Loan at Credit Union 1 is the perfect, hassle-free solution! If you need money for home remodeling, college expenses, retirement or other big budget items, you can use the collateral in your home as a source of low cost funding with a Home Equity Line of Credit or Fixed Rate Home Equity Loan. Review our list of Real Estate Loan related products below and visit our Home Loan Center for rates, applications, payment calculators, and interesting tips to help you make a better-informed decision with your next Home Loan.


Credit Union 1 Content Real Estate Center Real Estate Center
1st Mortgage Loans 1st Mortgage Loans
HELOC HELOC
Fixed Rate Home Equity Fixed Rate Home Equity
 

Search. Buy. Sell. Save. Done!

Ready to buy or sell a home? Credit Union 1 is here to help! From finding the home of your dreams to financing it, we want to make every step in your home-buying experience as easy and as affordable as possible.

online Real Estate CenterVideo Demo

Watch this video demo to learn about our easy to use online Real Estate Center. Watch Video


We can help you:

house searchSearch for a House

Find your next home by searching current MLS listings made available through HomeAdvantage®! Then save your favorite searches and get email alerts when new properties come up! More Info


real estate loan Agent ReferralGet an Agent Referral

Need a real estate agent? The HomeAdvantage program has some of the best local agents to help you buy or sell! More Info


Earn Cash Rewards real estate loansEarn Cash Rewards*

Buy or sell your home with a HomeAdvantage agent and qualify for HomeAdvantage Cash Rewards* at closing - the average savings is $1,500! More Info

real estate loans cash rewards estimate chart


home loan optionsFind the Best Mortgage

Check out our great home loan options offered at great rates and with great service! More Info


Pre-Approval ApplicationApply For Pre-Approval

Before you get serious about the home you want, find out how much a house you can afford when you apply for pre-approval. Apply Now


Insurance for your HomeGet Home Insurance

The TruStage® Home Insurance Program provides affordable top-quality protection for your home. More Info


Home Warranty PlansGet a Home Warranty

A home warranty helps cover the cost of repair or replacement of household appliances and systems that break down from normal wear and tear, saving you thousands in the long-run. American Residential Warranty provides a variety of plans to meet most budgets. Find Your Plan or call ARW directly at (877) 343-1152.


1st Mortgage Loans. Credit Union 1 offers a wide selection of mortgage programs with competitive rates, low closing costs, and knowledgeable professionals to guide you through the whole process. Let us help you find the right loan to meet your needs.

Fixed Rate Mortgage (Get a Rate Quote)

  • Payments remain the same for the life of the loan
  • Protection from rising interest rates
  • Available in a variety of loan terms options

FHA (Get a Rate Quote)

  • Financing up to 96.5% of the home's value
  • Flexible Qualification Requirements
  • Low Fixed Rate

VA (Get a Rate Quote)

  • Financing up to 100% of the home's value
  • No Private Mortgage Insurance
  • Available to qualified veterans and their eligible family members

ARM - Adjustable Rate Mortgage (Get a Rate Quote)

  • Low Introductory Rate
  • Various programs available to meet your life needs
  • Includes low Interest Rate Cap

Jumbo (Get a Rate Quote)

  • Higher Purchase & Finance Limits
  • Fixed & Adjustable Rate programs available

For additional information and to apply, contact our Real Estate Department at:

apply for real estate loans

Certain restrictions and requirements apply for the different mortgage products. Market rates based on individual credit and type of property. Minimum 1st mortgage amount of $50,000.


Home Equity Line of Credit (HELOC). Have equity in your home? A Home Equity Line of Credit is a great way to access that stored value and to put it to work for you. With convenient withdrawal periods and low rates now is a great time to apply.
    HELOC
    • Rates as low as 1.01% below Prime for the life of the loan (based on $100,000 minimum)
    • Up to 90% Loan to Value - Less 1st Mortgage
    • Up to 20 Years Repayment
    • No Application Fee
    • No Appraisal Fee
    • No Closing Costs
    • Variable Rate Loan

For additional information and to apply, contact our Real Estate Department at:

apply - real estate loans

20-year term, 10 year draw, floor rate of 4%, up to 90% LTV. Rate changes monthly based on Prime Rate as quoted in the Wall Street Journal. If HELOC is closed within 24 months, a fee reimbursement applies. Certain restrictions and requirements may apply, contact credit union for details. Subject to change at any time without notice.


Fixed Rate Home Equity Loan. If you know exactly what you are looking to spend, a Fixed Rate Home Equity Loan is a great option that will give you peace of mind knowing that your rate will never increase!
  • Competitive Fixed Rates
  • Up to 80% Loan to Value - Less 1st Mortgage if applicable
  • Up to 15 Years Repayment
  • No Application Fee

For additional information and to apply, contact our Real Estate Department at:

real estate loans-app


Trying to find out how much house you can afford or making that decision to buy or rent. Use our convenient calculators to compare. We also offer a wealth of information about the home buying and mortgage lending process in our Home Loan Center.

Real Estate Calculators

Home Loan Resource Center


Loan Rates | Apply for Loan | Fee Schedule



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