The Lowest Jumbo Rate Ever

Residential Homes

Your Dreams Finally Came True. The Lowest Jumbo Rate Ever!

3.99% | 4.116% APR1

We understand when it comes to your dreams one size does not fit all, but a 3.99%1 rate, service that exceeds expectations, and greater homebuying power are perfect for everyone’s dreams. When home prices scale up so does your buying power with a Credit Union 1 Jumbo Mortgage Home Loan. Lower rates mean lower payments. Lower rates mean you can afford more home. That’s buying power brought to you by Credit Union 1. Whether for your home buying or refinancing needs, Credit Union 1 Jumbo loans are a dream come true.

Jumbo Mortgage Loan

  • Financing available up to $2 million
  • PMI (Private Mortgage Insurance) waived on qualifying transactions
  • Limited to no down payment options available
  • Available for Refinance and Purchase Transactions

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For additional information, call our Real Estate Department at 800.252.6950.

NMLS# 384759. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Jumbo Loans have a minimum loan amount of $484,350. We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

1This is a limited time offer as of December 1, 2018. Loans up to 85% of a home’s value are available on a purchase or refinance with no cash back, subject to property type, a required minimum credit score and a minimum amount of monthly reserves (i.e., you must set aside enough money in reserve to make a specified number of monthly mortgage payments [principal, interest, taxes and insurance] after the loan closes).

85% Example: A 30-year, fixed-rate loan of $500,000 with an interest rate of 3.99%/4.116% APR will have 360 monthly principal and interest payments of $2,384.19. Payments shown do not include taxes and insurance. Actual payments will be higher. This is assuming a purchase transaction, 45-day lock, 85% LTV, 740 FICO, single family, owner occupied, 1 point paid, rates change daily.

90% Example: A 30-year, fixed-rate loan of $500,000 with an interest rate of 3.99%/4.116% APR will have 360 monthly principal and interest payments of $2,500.86 Payments shown DO include PMI insurance and no taxes. Actual payments will be higher. This is assuming a purchase transaction, 45-day lock, 90% LTV, 740 FICO, single family, owner occupied, 1 point paid, rates change daily.

Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.

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