Get up to $2,500 for Closing Costs

We Pay up to $2,500 of Your Closing Costs

It’s a great time to purchase the home of your dreams or refinance your existing mortgage. We understand closing costs can be expensive, and that’s why we want to help you save money by contributing up to $2,500 towards your qualifying closing costs1 when you finance or refinance your primary residence with Credit Union 1.

Receive $500 Closing Cost Benefits for every $100,000 financed with CU1.

Home Loan Closing Credit chart

  • Plus, save more with our HomeAdvantage® Program that can help you search, buy, sell and save on your next real estate transaction. On average our members save over $1,000 with our HomeAdvantage program.2  
  • Low down payment options available
  • Competitive Fixed and ARM options available
  • Easy Online Application and no application fees

 

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Click Here to apply for a Mortgage Loan

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NMLS# 384759. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. 1This is a limited time offer available 9.1.2018 – 11.30.2018. Offer does not apply to the refinancing of existing CU1 Mortgage Loans.  Mortgage Loan application must be received on or after 9.1.2018 and the mortgage loan must close by 11.30.2018. Credit Union 1 will contribute up to $2,500 (Closing Costs Benefit) toward your closing costs when you select a CU1 Mortgage Loan for the purchase or refinance of your primary residence. Member will receive a $500 Closing Costs Benefit for every $100,000 financed with CU1. To qualify for the Closing Costs Benefit, member must have one of the following products with CU1: Checking Account with Direct Deposit, HELOC, Visa® Platinum Credit Card, or Auto Loan. Credit restrictions apply. If the mortgage loan is paid in full during the first 24 monthly payments of the loan, borrowers will be required to repay the Closing Costs Benefit to Credit Union 1 for the amount reflected as “Lenders Credits” on the Closing Disclosure. The 24-month term begins with the first payment due date of the loan. 2Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

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