Credit Card Balance Transfers

We Pay You Cash For Your Credit Card Debt

Transfer your outstanding credit card and/or loan balances to a Credit Union 1 Visa® Platinum Credit Card and we’ll give you 2% of the balance1 back!


Rates as low as 9.80



Click here to complete a Balance Transfer Request


Don't have a Credit Union 1 Visa Platinum Credit Card with Rewards? Apply today!

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APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All credit cards are subject to approval. The total value of balance transfers cannot exceed your credit line.

1To be eligible for the 2% bonus: member must have a Credit Union 1 Checking Account, and balance transfer must come from an external lender/card issuer. Existing Credit Union 1 credit card and loan balances are not eligible for 2% bonus. 2% bonus will be rounded to the nearest dollar with a maximum $500 payout. Bonus will be deposited into the member’s Credit Union 1 Checking Account at the time the balance transfer is completed. Bonus will be reported on 1099-MISC.

2Rates for Visa Platinum Credit Card with rewards are from 9.80% APR – 19.80% APR based on creditworthiness. Cash Advance Fee is $20 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.