Western Illinois Credit Union Credit Union 1

Welcome Western Illinois Credit Union Members

The Board of Directors of your credit union approved proposition to merge with Credit Union 1. We are happy you came to visit our website and learn more about us.

Western Illinois Credit Union VP of Accounting, Corie Daniels remarks, “We are excited about this opportunity to merge with an amazing financial institution. Their internal core values give us confidence our membership will experience a much-needed upgrade in quality of service that we are unable to provide in this current economic climate. Credit Union 1 has an excellent team who strive to provide exceptional service to members aligning with WICU’s mission to excel at providing the best personal financial services while maximizing its long-term stability.”



The CU1 team has collaborated information from our website onto this page to give you an overview about our credit union, but we encourage you to browse our entire site!
 

A Message From CU1 CEO Cyan rectangle Vision Mission Core Values
Dark Gray rectangle Culture Products & Services
Gray Rectangle Social Media White Rectangle
Fighting Irish Program Dark Gray Rectangle Frequently Asked Questions

 

A Message From CU1 CEO

CEO Image

Todd R. Gunderson
CEO/President

Credit Union 1 welcomes the members and great field of membership of Western Illinois Credit Union. We have recently invested in a technology overhaul to provide CU1 members an interactive and intuitive digital experience from the online and mobile banking platform to our online applications. The CU1 team strives to provide premium service aligning with our organization’s mission to exceed your expectations in our delivery of innovative financial solutions.

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Vision, Mission, Core Values

V

OUR VISION

To be THE financial institution
that drives family and
community success.

 

M

OUR MISSION

To exceed your expectations in
our delivery of innovative
financial solutions to help you
achieve your maximum
economic potential.

C

OUR CORE VALUES

Be Great
Be Engaged
Be Open
Be Nice

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CU1 Culture

Credit Union 1 is committed to delivering the finest member experience available. We do so with diversity and inclusion as an absolute element of our culture that goes beyond what you can see. Our diverse culture is not only inclusive of one’s gender, ethnicity, age, disability, religious belief, and sexual orientation, but also welcoming of different perspectives and innovative ideas. It is the range in beliefs, ideas, perspectives, and team member experiences that power us forward to be THE financial institution that drives family and community success.

CU1 At a Glance

 

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Social Media

Credit Union 1 is active on social media. Check us out by clicking a social media icon below.

Facebook f Twitter bird LinkedIn Instagram YouTube

 

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FAQ

WICU Questions

Why is Western Illinois Credit Union pursuing a merger with Credit Union 1?

We want to bring our members the best value from their credit union and provide the necessary products and services to be your primary financial institution. Credit Union 1 operates the technology and systems that align with our members’ needs. CU1’s internal core values bring the leadership team and board of directors confidence our membership will experience a much-needed upgrade in quality of service that we are unable to provide in this current economic climate. We believe a synergy exists between the two credit unions and this partnership will benefit all involved.

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Who is Credit Union 1?

Change is a part of growth and becoming better, and Credit Union 1 has continued to evolve and grow since they were founded in 1958 with an original base of membership of personnel from Chanute Air Force Base in Rantoul, Illinois. Since then CU1 has grown tremendously into a Billion dollar plus financial institution, but their core values remain the same. Be Great, Be Engaged, Be Open, and Be Nice. These core values drive their mission statement “To be THE financial institution that drives family and community success.

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What is the merger process and timeline?

Our regulators, the National Credit Union Administration (NCUA) and Illinois Department of Financial and Professional Regulation (IDFPR), have both approved our merger plans. With member support of the merger through the voting process, we anticipate that our first legal day as a combined organization will be September 30, 2022.

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How will Western Illinois CU members benefit?

A merger will provide the resources to better serve your financial needs through well-developed industry leading technology, new products and services, and highly competitive rates. We want to be your first choice as your primary financial institution. Nothing will change until member approval is received. This partnership will mean we can better anticipate and meet all your financial needs.

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Will my accounts continue to be insured?

Your accounts will continue to be federally insured just as they are today through the National Credit Union Share Insurance Fund, which is backed by the full faith and credit of the U.S. Government and managed by the National Credit Union Administration (NCUA).

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Will I still receive personalized service?

The reason our two credit unions are pursuing this merger is to better serve Western Illinois CU members. Credit Union 1 strives to provide premium service and you will continue to receive personalized service as you do today.

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Will the merger affect membership eligibility?

Western Illinois Credit Union’s field of membership will be incorporated with Credit Union 1’s field of membership after the proposed merger effective date September 30, 2022.

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Will the Western Illinois CU branch in Macomb remain open?

Once member approval is received to merge with Credit Union 1, it has been proposed to keep the branch in Macomb open upon the proposed merger effective date September 30, 2022. Credit Union 1 has 13 branches in Illinois, Indiana, and Nevada, and in addition to all CU1’s branches, members will also have access to their robust digital banking platform, along with access to the CO-OP shared branch network and CO-OP surcharge-free ATM network.

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Can I use Credit Union 1 branches now?

You can continue to use Western Illinois Credit Union’s branch. We cannot begin integrating the operations of the two credit unions until after the proposed merger effective date of September 30, 2022. Western Illinois CU members will be notified as soon as the additional branches are connected.

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Can I use Credit Union 1 ATMs now?

Credit Union 1 ATMs are available for anyone to use; however, we cannot begin integrating the operations of the two credit unions until after the proposed merger effective date of September 30, 2022, so you may incur a fee until that time. Once the merger is effective, you will have access to all Credit Union 1 ATMs at no charge along with more than 30,000 CO-OP surcharge-free ATMs nationwide.

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Will my account number change?

Your account number will remain the same for the time being. It will change after the proposed merger effective date of September 30, 2022, when the two operations are integrated and your account is migrated to Credit Union 1’s system.

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Will the routing number change?

Western Illinois Credit Union will retain our current routing number for the time being. After the proposed merger effective date of September 30, 2022 and the conversion of systems occurs, you will then use your Credit Union 1 account number and routing number for automatic debits or credits.

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Will my online/mobile banking change?

You will continue to use Western Illinois Credit Union’s online/mobile banking until the proposed merger effective date September 30, 2022. Once the conversion of systems occurs, you will then use Credit Union 1’s digital banking platform which has a consistent look and feel across devices. Banking anytime, anywhere has never been simpler.

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Will my debit card still work?

You will continue to use Western Illinois Credit Union debit card until the proposed merger effective date September 30, 2022. Western Illinois CU members will be issued a Credit Union 1 Visa® Debit Card to use once the conversion of systems occurs.

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Will my recurring transactions be affected?

You will continue to use Western Illinois Credit Union account information until the proposed merger effective date September 30, 2022. Once the conversion of systems occurs, you will need to notify each business of your new Credit Union 1 account number and Credit Union 1’s routing and transit number.

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Will the terms of my existing Western Illinois CU accounts change?

Until the proposed merger effective date September 30, 2022, none of your account terms will change. Whether or not they will change after the proposed merger effective date depends on the type of account.

Loans | Your existing loan contract will remain in effect until the loan is paid off.

Share Certificates | The terms of your existing share certificate will remain in effect until the maturity date.

Savings & Checking | Rates and terms on these accounts are subject to change at the time of the proposed merger date.  You will receive a CU1 Membership Agreement and Account Disclosures before the proposed merger date.

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What if I have additional questions?

We are here to answer your questions! Don’t hesitate to contact Western Illinois Credit Union at 309.298.2986 or start a live chat with our member support team at wicu.org.

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