High Yield Savings


Bank Better With a Credit Union 1 High Yield Savings Account

Earn a rate 8x higher than the national average1

High Yield Savings Account Rate | 3.30% APY2

Must be New Money and deposited into the High Yield Savings Account.

Compare Your Savings

Compare Credit Union 1 with other financial institutions to see how much more you will earn. Enter in a daily balance and click Calculate to estimate your earnings.

Daily Balance
Credit Union 1 3.30%
Alliant Credit Union 3.06%
BCU 2.50%
DuPage Credit Union 1.00%
National Average 0.42%
Wells Fargo 0.15%
Chase 0.01%
PNC Bank 0.01%

Sourced directly from each bank listed: Alliant Credit Union, BCUChaseDuPage Credit Union, PNC, Wells FargoAPYs are accurate as of August 9, 2023.



Open Yours Today

Open a High Yield Savings Account in a way that works best for you.

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Send a Secure Message
through digital banking

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Visit your local CU1 branch

Find a Location

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Talk with our team
over the phone
Call 800.252.6950


View Rates


Set a savings goal and we will help you get there faster with rates among the nation's best. Earn high yields and keep the flexibility to withdraw funds when you need.


  • Industry Leading Savings Rates
  • No monthly maintenance fees
  • Secure digital 24/7/365 access to your funds
  • Mobile Check Deposit3 available
  • Accounts insured up to $250,000

You deserve the best online High Yield Savings Account and Credit Union 1 has it. Our vision is to drive family and community success. We want your family and your community to have the best savings rates available to grow your funds faster. Move your money from another institution to a CU1 High Yield Savings Account and start earning 8X higher than the national average1 with our best savings account rate today.

Minimum Deposit to Open | $0

Minimum Balance to Earn Dividends | $1

Annual Percentage Yield1 | 3.30%

Monthly Service Fees | None


The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.

1National savings average rate courtesy of the FDIC's Weekly National Rates and Rate Caps, as of 08/09/2023; average rate used is for deposits under $100,000.

2Must be New Money and deposited into the High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1  balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the High Yield Savings Account Rate.

3Message and data rates may apply. Check with your mobile carrier for details.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.