Online Rates With Branch Locations
High Yield Savings Account Rate | 1.20% APY1
Earn a rate 20x higher than the national average2
Available to open during promo periods. Check back for updates!
Compare Your Savings
Use our savings calculator to see how much your deposit could earn with Credit Union 1 compared with other financial institutions. Enter in a daily balance and click Calculate to estimate your earnings.
Credit Union 1's vision is to drive family and community success, we want your family and your community to have the best savings rates available. Move your money from another institution to a Credit Union 1 High Yield Savings Account and start earning today. Why choose? Get online banking rates with full-service branch banking access.
Set a savings goal, and we will help you get there faster with rates among the nation's best. Earn a rate 20x higher than the national average2 with a Credit Union 1 High Yield Savings Account. That's a higher rate for bus drivers and business execs. For the men and women who operate the L as well as the workers and students who ride it.
Earn high yields and keep the flexibility to withdraw funds when you need.
Features | Treat Yourself to Better Savings
- Impressive rates
- Dividend paid and compounded monthly
- No monthly maintenance fees
- Secure online and mobile access to your funds
- Deposit cash at more than 5,000 locations nationwide
- Deposit checks with Mobile Deposit3
- Each account insured up to $250,000
Minimum Deposit to Open | $0
Minimum Balance to Earn Dividends | $1
Annual Percentage Yield1 | 1.20%
Monthly Service Fees | None
Dividends are calculated using Daily Balance and are paid and compounded monthly.
1At this time, we are not opening new High Yield Savings accounts. For existing High Yield Savings accounts, must be New Money and deposited into the High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1 balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the High Yield Savings Account Rate.
2National savings average rate courtesy of the FDIC's Weekly National Rates and Rate Caps, as of 5/18/2020; average rate used is for deposits under $100,000.
3Message and data rates may apply. Check with your mobile carrier for details.