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Limited-Time HELOC Promo Rate

Lock in a fixed promotional rate for six months when you open a new HELOC with Credit Union 1. For six months, enjoy a fixed rate as low as 5.99% APR1, followed by a variable rate as low as 8.00% APR after the first six months.

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CU1

Rates to Reach
Your Goals

High Yield
Checking
4.75% APY 2 More Info Disclosures
12-Month
Share Certificate (CD)
3.25% APY 3 More Info Disclosures
2024 + Newer Auto
36-72 Months
5.49% APR 4 More Info Disclosures

Auto Loan Rates as Low as 5.49% APR4

Explore CU1 auto loans with a variety of financing terms that fit your needs, no matter your budget. Apply for preapproval online in minutes.

“Credit Union 1 is a financial coach for the real world, offering students financial wellness tools and convenient 24/7 banking that can help them build a financial future for life beyond college.”

- Jeremiyah Love, Running Back, Notre Dame

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Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts anytime, anywhere, using your mobile device.

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2025 CU1 Amp Pre-Sale Tickets

Members: You’re in! Credit Union 1 members get pre-sale ticket access to select shows at Credit Union 1 Amphitheatre in Tinley Park. Get early access to tickets for 2025 concerts like Rod Stewart, Papa Roach, Pierce the Veil, and more as a perk of your CU1 membership.

1 Stop Financial Learning

Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along your knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

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Auto Refinancing 101: Rev Up Your Savings

Auto refinancing can be a savvy financial move for car owners who want to save money on their auto loan. Whether you're looking to lower your monthly payments, reduce the amount of interest you pay over the life of the loan, or simply find better member service with a new lender, refinancing your auto loan can help you achieve your goals. In this day and age, every penny counts, and auto refinancing is just one way to put a little extra cash back in your pocket.

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What is the Difference Between a HELOC and HELOAN?

Your home is an asset, and its value can help you reach other financial goals sooner. A Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN) are both forms of borrowing that use the equity in your home as collateral.

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Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More