Business Debit Cards

page-heading-1

Home→Business→Business Checking→Business Visa® Debit Card
Visa Business Debit Card.

Manage Your Business Expenses With Ease

Credit Union 1 helps drive your business forward

You call the shots. Every single day. It's a necessary part of running your own business. Which is why we offer the Credit Union 1 Visa® Business Debit Card — to give you the convenience, tools and savings to make being the boss a little bit easier.

For maximum financial control, use it to pay for business expenses directly from your business checking account at millions of places worldwide.

Spend less time managing your money

Your business deserves your full attention. The more time you spend managing your expenses and cash flow, the less time you spend getting work done. With the Credit Union 1 Visa Business Debit Card you can:

  • Track your spending with ease
    You can monitor your expenses online — anytime.
  • Keep your money secure
    With Visa's Zero Liability Policy1, you won't be held responsible for unauthorized charges.
  • Fight Fraud 24/7
    Visa's Real-Time Fraud Monitoring continuously screens your account for suspicious card activity.

Let Credit Union 1 help drive your business forward so you can focus more on the work that moves you.

Ask for your Visa Business Debit Card today

 1Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Please note: Due to large amounts of fraud in certain countries, we do not allow most transactions on our Debit Cards from the following countries: Austria, Bahrain, Botswana, Brazil, Bulgaria, Egypt, Greece, Hong Kong, India, Indonesia, Ireland, Italy, Kazakhstan, Luxembourg, North Korea, Philippines, Qatar, Romania, Russia, Saudi Arabia, Singapore, Slovenia, South Africa, Spain, Sri Lanka, Syrian Arab Republic, Taiwan, Thailand, Trinidad, Tobago, Turkey, Ukraine, or United Arab Emirates. Credit Union 1 does not allow Western Union wire transfers to be completed utilizing your Visa Debit Card.

If you are experiencing problems with your Credit Union 1 Business Debit Card or if your Business Debit Card has been lost or stolen please contact us at 800.252.6950. If you need assistance after hours, please call us at 800.472.3272.

Text Fraud Alerts

With Credit Union 1 fraud monitoring, keeping your card safe is as easy as sending a text.

Our text alert service allows you to instantly keep tabs on suspicious card activity.

At Credit Union 1, we want to make sure that using your debit card is always as safe and convenient as possible. That's why we use text alerts as part of our ongoing fraud monitoring program.

With text fraud alerts, if our system detects suspicious activity on your card, you'll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.

If you indicate the transaction is fraud, you'll receive another message with a number to call for follow-up. If not, you're all set. The system will mark the transaction as legitimate and you can get on with your day — simple as that.

Getting Started

If we have your mobile phone number on file, you don't have to do anything. It's really that easy. If there is suspicious activity, we'll send a text alert right away.

If you need to update your mobile phone number give us a call at 800.252.6950.

Message and data rates may apply. Check with your mobile carrier for details.

Things to Remember

  • A text alert from us warning of suspicious activity on your card will NEVER include a link to be clicked. Never click on a link in a text message that is supposedly from us. A valid notification will provide information about the suspect transaction and ask the cardholder to reply to the text message with answers such as ‘yes’, ‘no’, ‘help’, or ‘stop’. It will never include a link.
     
  • A text alert from us will always be from a 5-digit number and NOT a 10-digit number resembling a phone number. 
     
  • A phone call from our institution’s automated dialer will only include a request for your zip code, and no other personal information, unless you confirm that a transaction is fraudulent. Only then will you be transferred to an agent who will ask questions to confirm that you are the actual cardholder before going through your transactions with you. If at any point you are uncertain about questions being asked or the call itself, hang up and call us directly. If a call is received by the cardholder, claiming to be our call center and asking to verify transactions, no information should have to be provided by the cardholder other than their zip code, and a ‘yes’ or ‘no’ to the transaction provided.
     
  • We will NEVER ask you for your PIN or the 3-digit security code on the back of your card. Don’t give them out to anyone, no matter what they say. Hang up and call us directly. Fraudsters will often ask cardholders to verify fake transactions. When the cardholder says no, they did not perform those transactions, the fraudster then says that their card will be blocked, a new card will be issued, and that they need the card’s PIN to put it on the new card. Many people believe this and provide their PIN. The 3-digit CV2 code on the back of the card will allow a fraudster to conduct card-not-present transactions.
     
  • Regularly check your account online to see if there are any suspicious transactions that have occurred, but especially If you are unsure about a call or text message you’ve received. If anything looks amiss, call us directly for assistance.
     
  • If you have received a voice- or a text-message from us and are unsure about responding to it, call us directly for assistance.

Travel Notification

Travel Notification

Don't forget to put travel notifications on your CU1 debit and credit cards to ensure seamless card usage while out of town. Do not share or give your credentials.

Just a few easy steps

  1.  Login to CU1 Online Banking.
  2. In the left navigation select Messages
  3. Choose the pencil icon & Select "Other" for the Message recipient
  4. Enter "Travel Notification" for the Message subject
  5. Enter the information in each field and click Send Message.

You can also call our Member Solutions Team at 800.252.6950 or visit a branch to notify CU1 of your travel plans.

 

Other Phone Numbers Available

To report lost/stolen credit cards | 844.700.1129
To report lost/stolen debit cards | 800.472.3272

Our monitoring service may call you to verify unusual activity on your card. These are legitimate calls.

Credit Card unusual activity | 844.700.1129
Debit Card unusual activity | 877.253.8964

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.
Close