Certificate of Deposit

Certificate of Deposit

Save Money and Earn Great Dividends 

Reach your savings goals with a Credit Union 1 Share Certificate. A Share Certificate is like a certificate of deposit (CD) offered at banks. How does a Credit Union 1 CD work? Basically, it’s your “Save for a _____” account where you promise to leave the money with Credit Union 1 for a certain period, and we promise to pay you a higher dividend than a regular savings account during that time.

Save money and earn great dividends with a minimum deposit of $1,000 to open a CD.  Enjoy flexibility with the various investment term periods available. Once the CD is set up, there’s nothing more to do except watch your money grow!

Renewing is a breeze! A CD will automatically roll over when it reaches maturity, with a 10-day grace period. During those 10 days, you can transfer the money to another CD or withdraw your money without penalty.

Looking for options? Plus CDs are available with a $10,000 minimum deposit. Plan for your retirement or save for a child’s education expenses with an IRA CD. Let your money work harder for you and take advantage of the best rates around!

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Dividends are paid and compounded monthly. We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce the earnings on the account.