Reach your savings goals with a Credit Union 1 Share Certificate. A Share Certificate is like a certificate of deposit (CD) offered at banks. How does a Credit Union 1 CD work? Basically, it’s your “Save for a _____” account where you promise to leave the money with Credit Union 1 for a certain period, and we promise to pay you a higher dividend than a regular savings account during that time.
Save money and earn great dividends with a minimum deposit of $1,000 to open a CD. Enjoy flexibility with the various investment term periods available. Once the CD is set up, there’s nothing more to do except watch your money grow!
Renewing is a breeze! A CD will automatically roll over when it reaches maturity, with a 10-day grace period. During those 10 days, you can transfer the money to another CD or withdraw your money without penalty.
Looking for options? Plus CDs are available with a $10,000 minimum deposit. Plan for your retirement or save for a child’s education expenses with an IRA CD. Let your money work harder for you and take advantage of the best rates around!
Dividends are paid and compounded monthly. We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce the earnings on the account.
The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.
1 APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened.
2 We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce the earnings on the account.