Fighting Irish Rates

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Money When and Where You Need It

As a Credit Union 1 Fighting Irish Program member, you have access to competitive rates on mortgages, auto loans, and many other kinds of borrowing options. It's just another great benefit of being a member. Stop in a branch and let's discuss your lending needs. We are confident you will be pleasantly surprised at how affordable Credit Union 1 loan rates can be.

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Credit Union 1 offers a variety of savings options with competitive rates to Fighting Irish members. Choose from different types of savings accounts, Money Market Account, Share Certificates (CDs), and IRAs, and build your savings.

 


 

Fighting Irish Debit Card Accounts     Apply Online

Program Minimum Balance
to Open
Minimum Balance to
Earn Dividends
APY1 APR
Fighting Irish Debit Card Account $0 and Net Direct Deposit $0.01 0.50% 0.498%
Fighting Irish Student Debit Card Account $25 or $500 Direct Deposit does not earn dividends n/a n/a
Fighting Irish Plus Debit Card Account $500 $0.01 0.01% 0.010%
Fighting Irish Premium Plus Debit Card Account $500 and aggregate relationship with CU1 of $50,000 $0.01 0.01% 0.010%

Dividends calculated using Average Daily Balance

Debit card accounts are checking accounts and all references to debit card accounts are governed by the terms and conditions provided for checking accounts.

Last Dividend Declaration Date: August 25, 2021. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 


 

Savings Accounts     Apply Online

Program Minimum Balance
to Open
Minimum Balance to
Earn Dividends
APY1 APR
Shamrock Savings (Primary Savings) $5 $5 0.01% 0.010%
Shamrock High Yield Savings $0 $1 0.50% 0.498%

Dividends calculated using Daily Balance

Last Dividend Declaration Date: August 25, 2021. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 


 

Gold Share Certificate Accounts

 


Gold Share Certificate


Gold Share Certificate Plus

 
Term

Minimum Balance to
Open and Earn Dividends

APY1 APR Minimum Balance to
Open and Earn Dividends
APY1 APR Early Withdrawal
Penalty Amount2
6 Months $1,000 0.25% 0.250% $10,000 0.25% 0.250% 90 Days' Dividends
12 Months $1,000 0.30% 0.299% $10,000 0.30% 0.299% 90 Days' Dividends
24 Months $1,000 0.40% 0.399% $10,000 0.40% 0.399% 180 Days' Dividends
36 Months $1,000 0.50% 0.498% $10,000 0.50% 0.498% 270 Days' Dividends
48 Months $1,000 0.60% 0.598% $10,000 0.60% 0.598% 270 Days' Dividends
60 Months $1,000 0.70% 0.697% $10,000 0.70% 0.697% 270 Days' Dividends

Dividends calculated using Daily Balance

Last Dividend Declaration Date: August 25, 2021. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 

2We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce earnings on the account.


 

Gold IRA Certificate Accounts

Traditional, Roth, or Educational

 


Gold IRA Certificate


Gold IRA Certificate Plus

 
Term

Minimum Balance to
Open and Earn Dividends

APY1 APR Minimum Balance to
Open and Earn Dividends
APY1 APR Early Withdrawal
Penalty Amount2
6 Months $1,000 0.25% 0.250% $10,000 0.25% 0.250% 90 Days' Dividends
12 Months $1,000 0.30% 0.299% $10,000 0.30% 0.299% 90 Days' Dividends
24 Months $1,000 0.40% 0.399% $10,000 0.40% 0.399% 180 Days' Dividends
36 Months $1,000 0.50% 0.498% $10,000 0.50% 0.498% 270 Days' Dividends
48 Months $1,000 0.60% 0.598% $10,000 0.60% 0.598% 270 Days' Dividends
60 Months $1,000 0.70% 0.697% $10,000 0.70% 0.697% 270 Days' Dividends

Dividends calculated using Daily Balance

Last Dividend Declaration Date: August 25, 2021. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 

2We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce earnings on the account.


 

Gold Money Market Account     Apply Online

Minimum Balance
to Open
Minimum Balance to
Earn Dividends
APY1 APR
$2,500 $2,500 0.05% 0.050%
$2,500 $25,000 0.10% 0.100%
$2,500 $50,000 0.20% 0.199%
$2,500 $100,000 0.30% 0.299%
$2,500 $250,000 0.40% 0.399%

Dividends calculated using Daily Balance

Last Dividend Declaration Date: August 25, 2021. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 


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