Fighting Irish Rates

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Money When and Where You Need It

As a Credit Union 1 Fighting Irish Program member, you have access to competitive rates on mortgages, auto loans, and many other kinds of borrowing options. It's just another great benefit of being a member. Stop in a branch and let's discuss your lending needs. We are confident you will be pleasantly surprised at how affordable Credit Union 1 loan rates can be.

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Credit Union 1 offers a variety of savings options with competitive rates to Fighting Irish members. Choose from different types of savings accounts, Money Market Account, Share Certificates (CDs), and IRAs, and build your savings.

 


 

Fighting Irish Checking Accounts     Apply Online

Program Minimum Balance
to Open
Minimum Balance to
Earn Dividends
APY1 APR
Fighting Irish Checking Account $0 and Net Direct Deposit $0.01 2.45% 2.423%
Fighting Irish Student Checking Account $25 or $500 Direct Deposit does not earn dividends n/a n/a
Fighting Irish Plus Checking Account $500 $0.01 0.01% 0.010%
Fighting Irish Premium Plus Checking Account $500 and aggregate relationship with CU1 of $50,000 $0.01 0.01% 0.010%

Dividends calculated using Average Daily Balance

Last Dividend Declaration Date: October 26th, 2022. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 


 

Savings Accounts     Apply Online

Program Minimum Balance
to Open
Minimum Balance to
Earn Dividends
APY1 APR
Shamrock Savings (Primary Savings) $5 $5 0.01% 0.010%
Shamrock High Yield Savings $0 $1 2.45% 2.423%

Dividends calculated using Daily Balance

Last Dividend Declaration Date: October 26th, 2022. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 


 

Gold Share Certificate Accounts

 


Gold Share Certificate


Gold Share Certificate Plus

 
Term

Minimum Balance to
Open and Earn Dividends

APY1 APR Minimum Balance to
Open and Earn Dividends
APY1 APR Early Withdrawal
Penalty Amount2
6 Months $1,000 1.50% 01.490% $10,000 1.50% 1.490% 90 Days' Dividends
12 Months $1,000 2.50% 2.472% $10,000 2.50% 2.472% 90 Days' Dividends
24 Months $1,000 2.70% 2.667% $10,000 2.70% 2.667% 180 Days' Dividends
36 Months $1,000 3.00% 2.960% $10,000 3.00% 2.960% 270 Days' Dividends
48 Months $1,000 3.00% 2.960% $10,000 3.00% 2.960% 270 Days' Dividends
60 Months $1,000 3.00% 2.960% $10,000 3.00% 2.960% 270 Days' Dividends

Dividends calculated using Daily Balance

Last Dividend Declaration Date: October 26th, 2022. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 

2We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce earnings on the account.


 

Gold IRA Certificate Accounts

Traditional, Roth, or Educational

 


Gold IRA Certificate


Gold IRA Certificate Plus

 
Term

Minimum Balance to
Open and Earn Dividends

APY1 APR Minimum Balance to
Open and Earn Dividends
APY1 APR Early Withdrawal
Penalty Amount2
6 Months $1,000 1.50% 1.490% $10,000 1.50% 1.490% 90 Days' Dividends
12 Months $1,000 2.50% 2.472% $10,000 2.50% 2.472% 90 Days' Dividends
24 Months $1,000 2.70% 2.667% $10,000 2.70% 2.667% 180 Days' Dividends
36 Months $1,000 3.00% 2.960% $10,000 3.00% 2.960% 270 Days' Dividends
48 Months $1,000 3.00% 2.960% $10,000 3.00% 2.960% 270 Days' Dividends
60 Months $1,000 3.00% 2.960% $10,000 3.00% 2.960% 270 Days' Dividends

Dividends calculated using Daily Balance

Last Dividend Declaration Date: October 26th, 2022. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 

2We may impose a penalty if you withdraw funds from your account before the maturity date. Maintenance or activity fees could reduce earnings on the account.


 

Gold Money Market Account     Apply Online

Minimum Balance
to Open
Minimum Balance to
Earn Dividends
APY1 APR
$2,500 $2,500 0.05% 0.050%
$2,500 $25,000 0.10% 0.100%
$2,500 $50,000 0.20% 0.199%
$2,500 $100,000 0.30% 0.299%
$2,500 $250,000 0.40% 0.399%

Dividends calculated using Daily Balance

Last Dividend Declaration Date: October 26th, 2022. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compound monthly.

1APY=Annual Percentage Yield. Fees could reduce earnings on the account. Rates are subject to change without notice. The rate may change after the account is opened. 


Submit a Grant Application

Are you a part of an organization serving the South Bend, Michiana or Chicagoland communities? Credit Union 1 and The Golic Family Foundation want to hear about your organization's impact and how we can help further your mission. We are currently accepting applications for grants that will be distributed throughout 2023.

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