Irish Perks


Fighting Irish Program

Welcome to better banking! As a Credit Union 1 member, you will be part of a premier financial institution. We strive to exceed your expectations in our delivery of innovative financial solutions. CU1 is here to help you achieve your maximum economic potential.

Become a member of Credit Union 1 through the Fighting Irish Program1 today, we know you will be happy you did.

A Shamrock Savings account (primary savings account) is required for membership and you can choose to add a variety of financial products and services exclusively for the Fighting Irish. Check out the details below.

Open Account




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Fighting Irish
Debit Card

There is no better way to show your allegiance to the Fighting Irish than to carry one of the eight Notre Dame Affinity Debit Card designs. Feel the luxury with the striking edge to edge steel core card, or show pride for the University of Notre Dame with designs exclusively for you. >> Click Here to see design options



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Fighting Irish
Debit Card Accounts

When you open a Fighting Irish Debit Card Account you earn a rate 10x2 higher than the national average. That's 10x2 more of what matters to you!  Or choose from 3 additional types of Fighting Irish Debit Card accounts to find the right fit for you. >> Click Here to Open Your Fighting Irish Debit Card Account Online Today!

>> Click Here to compare all Fighting Irish Debit Card accounts



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20% Cash Backat
Notre Dame bookstores

Fighting Irish members will receive 20% of first purchase up to $1,000 using a Fighting Irish Debit Card at any of the Notre Dame Bookstores, deposited into your Fighting Irish Debit Card account3.



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Get Amazon Prime
FREE for 1 Year

Make your Fighting Irish debit card your primary card payment on Amazon! Fighting Irish members will receive a $139 bonus4 (equivalent to annual membership for Amazon Prime) when you pay for the annual Amazon Prime membership.




$1,000 Mortgage
Closing Credit

Our competitive mortgage rates and service will exceed your expectations and are the perfect fit for your dreams. Whether for your home buying or refinancing needs, CU1 offers a wide selection of Mortgage Loan programs so you can find a payment that fits your budget. Fighting Irish Members will receive a $1,000 Mortgage Closing Credit5 when you close a Mortgage Loan with Credit Union 1. >> Apply Online For a CU1 Mortgage Loan Today!



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Annual Fee Waived

Credit Union 1 offers a top-notch Home Equity Line of Credit (HELOC). Use a CU1 HELOC for home improvements, remodel that kitchen, build that new office, finish that add on, or finish your basement and more! Fighting Irish Members will have the $75 Annual Fee on a CU1 HELOC waived6. >> Apply Online For a CU1 HELOC Today!



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$100 Auto Loan Bonus7

The car you want, we make it happen! Credit Union 1 offers financing for both new and used vehicles to help put you in the driver's seat. No first payment for up to 60 days8 and Auto Loan Rates as low as 1.99% APR9. Plus, receive a $100 bonus on Auto Loans7. >> Apply Online For a CU1 Auto Loan Today!




High Yield Savings Account

Not only will the Shamrock High Yield Savings account be available for new accounts year-round, but with a $50,000 minimum deposit to open requirement10, enjoy online rates with branch locations! >> Open Your Shamrock High Yield Savings Account Online Today!


Join the Fighting Irish Program Today!

Debit card accounts are checking accounts and all references to debit card accounts are governed by the terms and conditions provided for checking accounts.

This card is issued by Credit Union 1 pursuant to a license from Visa U.S.A. Inc.

1There is a one-time Credit Union 1 $5 Membership Fee and a $5 initial deposit requirement. The Fighting Irish Program has a $9.99 Annual Fee. The Annual Fee will be waived with net direct deposit or accounts with primary member age 21 years old or under. Annual Fee will be charged each calendar year on the anniversary of the account open date. Visit the Credit Union 1 Membership page for additional membership information.

2National checking average rate courtesy of the FDIC's Weekly National Rates and Rate Caps as of September 26, 2022. To be eligible to earn dividends full Direct Deposit must be deposited into a Fighting Irish Debit Card Account.

3When you make your first purchase at one of the Notre Dame Bookstores using your Fighting Irish debit card, Credit Union 1 will deposit 20% of your purchase amount, up to $1,000 purchase, into your Credit Union 1 Fighting Irish debit card account within 30 days of the transaction. Bonus will be reported on 1099-INT.

4Only Fighting Irish Program members are eligible to receive the Amazon Prime membership Reimbursement. CU1 Fighting Irish debit card must be used to pay for your annual Amazon Prime membership to be eligible to receive $139 — the value of a 12-month Amazon Prime membership. Bonus will be deposited into your Fighting Irish debit card account within 30 days of the Amazon Prime membership transaction. Bonus will be reported on 1099-INT. Amazon Prime is a registered trademark of, Inc., Inc. is not a participant, sponsor, endorser, or associated with this program.

5Mortgage application must be fully completed and submitted. All supporting documentation needed to process your mortgage application includes but is not limited to: income statements, asset statements, mortgage statement, letters of explanation, etc.

6There is a $75 Annual Fee for a Home Equity Line Of Credit (HELOC). Members enrolled in the Fighting Irish program will have this Annual Fee waived. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. There is a $100 Minimum Monthly Payment, 20-year term, 10 year draw. HELOC has a floor rate of 3.74% APR. The maximum rate that may be imposed is 18.00% APR. Closing costs vary by state and range from $250 - $750, available for properties in IL, IN, and NV only. Credit Union 1 will pay the closing fees associated with the setup of the loan. If a HELOC is closed within 24 months from the open date, a fee reimbursement applies for costs associated with the setup of the loan.

7To qualify for the $100 bonus, there is a $15,000 minimum loan amount and loan must close within 30 days from the application date. Offer does not apply to existing Credit Union 1 loans or the refinancing of existing Credit Union 1 loans. Bonus will be deposited into the member's Credit Union 1 account at the loan closing. Bonus will be reported on 1099-MISC.

8Interest continues to accrue during deferral period.

9Best Credit Financing Example: An Auto Loan of $20,000 at 1.99% APR for a 60-month term would result in a monthly payment of approximately $351.00.

10There is a $50,000 minimum deposit to open requirement. APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates subject to change without notice. The rate may change after the account is opened. APY is accurate as of September 26th, 2022. For existing Shamrock High Yield Savings accounts, must be New Money and deposited into the Shamrock High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1  balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the Shamrock High Yield Savings Account Rate.

Shamrock High Yield Savings Account
Minimum Balance
to Open

Minimum Balance
to Earn Dividends