Debit card accounts are checking accounts and all references to debit card accounts are governed by the terms and conditions provided for checking accounts.
This card is issued by Credit Union 1 pursuant to a license from Visa U.S.A. Inc.
1There is a one-time Credit Union 1 $5 Membership Fee and a $5 initial deposit requirement. The Fighting Irish Program has a $9.99 Annual Fee. The Annual Fee will be waived with net direct deposit or accounts with primary member age 21 years old or under. Annual Fee will be charged each calendar year on the anniversary of the account open date. Visit the Credit Union 1 Membership page for additional membership information.
2APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates subject to change without notice. The rate may change after the account is opened. APY is accurate as of November 29th, 2022. To be eligible to earn dividends full Direct Deposit must be deposited into a Fighting Irish Debit Card Account.
Fighting Irish Checking Account
$0 and Net Direct Deposit
to Earn Dividends
3When you make your first purchase at one of the Notre Dame Bookstores using your Fighting Irish debit card, Credit Union 1 will deposit 20% of your purchase amount, up to $1,000 purchase, into your Credit Union 1 Fighting Irish debit card account within 30 days of the transaction. Bonus will be reported on 1099-INT.
4Only Fighting Irish Program members are eligible to receive the Amazon Prime membership Reimbursement. CU1 Fighting Irish debit card must be used to pay for your annual Amazon Prime membership to be eligible to receive $139 — the value of a 12-month Amazon Prime membership. Bonus will be deposited into your Fighting Irish debit card account within 30 days of the Amazon Prime membership transaction. Bonus will be reported on 1099-INT. Amazon Prime is a registered trademark of Amazon.com, Inc. Amazon.com, Inc. is not a participant, sponsor, endorser, or associated with this program.
5Mortgage application must be fully completed and submitted. All supporting documentation needed to process your mortgage application includes but is not limited to: income statements, asset statements, mortgage statement, letters of explanation, etc.
6There is a $75 Annual Fee for a Home Equity Line Of Credit (HELOC). Members enrolled in the Fighting Irish program will have this Annual Fee waived. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. There is a $100 Minimum Monthly Payment, 20-year term, 10 year draw. HELOC has a floor rate of 3.74% APR. The maximum rate that may be imposed is 18.00% APR. Closing costs vary by state and range from $250 - $750, available for properties in IL, IN, and NV only. Credit Union 1 will pay the closing fees associated with the setup of the loan. If a HELOC is closed within 24 months from the open date, a fee reimbursement applies for costs associated with the setup of the loan.
7To qualify for the $100 bonus, there is a $15,000 minimum loan amount and loan must close within 30 days from the application date. Offer does not apply to existing Credit Union 1 loans or the refinancing of existing Credit Union 1 loans. Bonus will be deposited into the member's Credit Union 1 account at the loan closing. Bonus will be reported on 1099-MISC.
6Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. Individual replacement fund amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before replacement funds may be issued. For specific restrictions, limitations and other details, please consult your issuer.