Shamrock High Yield Savings Account


Earn a Rate 10x Higher
Than the National Average1

Credit Union 1's vision is to drive family and community success and we want the Fighting Irish to have the best savings rates available. 

Set a savings goal and we will help you get there faster with rates among the nation's best. Earn a rate 10x higher than the national average1 with a Shamrock High Yield Savings Account. That's a higher rate for University of Notre Dame students, proud alumni, faculty, and devoted Fighting Irish fans.

  • Impressive Rates (View Rates)
  • Dividend paid and compounded monthly
  • No monthly maintenance fees
  • Secure digital access to your funds
  • Deposit cash at more than 5,000 locations nationwide
  • Deposit checks with Mobile Deposit2

Minimum Deposit to Open | $50,000

Minimum Balance Requirement | $0

Minimum Balance to Earn Dividends | $1

3.30% APY* | 3.251% APR

*Must be enrolled in the Fighting Irish Program and there is a $50,000 minimum deposit to open requirement. APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rates subject to change without notice. The rate may change after the account is opened. APY is accurate as of January 25, 2023. For existing Shamrock High Yield Savings accounts, must be New Money and deposited into the Shamrock High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1 balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the Shamrock High Yield Savings Account Rate.

1National Average rate courtesy of the FDIC's Weekly National Rates and Rate Caps, as of 1/25/2023.

2Message and data rates may apply. Check with mobile carrier for details.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.