CU1 Community Ambassador Cole Kmet CU1 and Cole Kmet Team Up to Give Back

Credit Union 1 and Chicago tight end Cole Kmet are partnering to make a difference in our communities. CU1 is committed to giving back to the communities where our members live, and Cole Kmet (a Chicagoland native and alumnus of University of Notre Dame) shares our commitment to empowering others by dedicating our time and resources. Together, we hope to expand our impact throughout 2026 and beyond.  

Find out more about CU1 Cares and how we give back year-round.

Discover Better Banking for All

Get Paid Sooner

Members with direct deposit at CU1 Checking account get paid up to two days sooner with CU1 Early Pay¹, no special steps required. It's your money—get access to it sooner with CU1.

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Convenient, On-the-Go Banking

Access your money anytime, anywhere, with the latest banking technology. Control your debit cards, budget better, pay bills on time, track your credit score progress, and more, all from your phone.

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Nationwide ATM Access

Access 130,000 surcharge-free ATMs across the country through Allpoint, CO-OP, and MoneyPass Networks.

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Build Better Money Habits

Credit Union 1 offers a free personalized financial wellbeing platform to help you understand your money personality and take steps to reach your goals. Plus, access your credit score and tools to help you understand, improve, or maintain your score, right in Digital Banking.

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“Off the field, I have always prioritized finding ways to uplift others. I am excited to partner with Credit Union 1, an organization that shares my passion for giving back and helping everyone achieve their unique goals. I am excited to see what we can do together with our shared focus on building stronger communities and helping individuals achieve success.”

- Cole Kmet, Chicago Tight End

High Yield Checking

A checking account that rewards you for everyday banking. Build your balance by earning 4.75% APY² on balances up to $10,000 when you make qualifying monthly transactions. Plus, you get access to free Digital Banking and Online Bill Pay.

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Fighting Irish Checking

The Fighting Irish Checking account offers everything you need to bank anytime, anywhere, plus the ability to earn dividends. Balances in your Fighting Irish Checking earn 2.00% APY³, so you get more out of everyday banking. And you will get your choice of one of three Irish debit card designs.

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Auto Loan Rates as low as 4.99% APR⁴

Whether you are shopping for a new or used vehicle, or looking to refinance your current auto loan, CU1 has competitive financing options on a variety of terms.

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The Golic Family Foundation

Credit Union 1 is proud to partner with The Golic Family Foundation, a charitable organization started by former NFL player and veteran sportscaster Mike Golic and his family. Together, we will distribute grants to local nonprofits serving the South Bend community and beyond.

Partnerships On and Off the Field

Credit Union 1 partners with athletic conferences across the country to empower student-athletes with the financial education they need to build a strong foundation for the future. Our highly interactive financial wellbeing seminars make topics like budgeting, loans, and saving accessible to college students and help them start building strong money habits.

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Message and data rates may apply. Check with your mobile carrier for details.

All checking accounts are subject to approval. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.

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Early access to direct deposit funds is a free, automatic feature and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.

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APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rate is subject to change without notice. The rate may change after the account is opened and without notice. Dividends calculated using Average Daily Balance. Requirements to earn the current declared High Yield Checking rate on balances up to $10,000: You must (1) be enrolled in digital banking by registering for CU1’s digital banking service and create a password, (2) be enrolled in eStatements for the account in which the High Yield Checking Account is established, (3) have at least 15 CU1 Bill Pay or CU1 Visa® debit card transactions per calendar month (or a combination of the two), excluding ATM transactions, in the High Yield Checking Account, and (4) have minimum aggregate deposits totaling $1,000 deposited into the High Yield Checking per calendar month. Balances over $10,000 will earn 0.01% APY. Transactions that are pending on your High Yield Checking account and have not posted as of the end of the calendar month qualification cycle, will not count as qualifying transaction for that calendar month cycle. If Requirements are not met, balances will earn 0.01% APY. Deposits, bill pay transactions, and/or debit card transactions made to any other account or sub account belonging to the account owner, or any joint owner, will not apply to these High Yield checking requirements.

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APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 4.99% APR. There is a $49 Processing Fee on all new auto loans (2025 and newer). *The vehicle must have 1,000 miles or less at the time of financing. Loan Payment Example: An Auto Loan of $20,000 at 5.24% APR for a 60-month term would result in a monthly payment of approximately $377.33. This offer is available to Credit Union 1 members and requires 2 of the following: a direct deposit of $1,000 per month or more into a CU1 checking account, or a loan in good standing (qualifying loans: home equity, auto, or share secured), or an account balance of at least $10,000 or more at the time of loan origination. A $10,000 account balance must be maintained throughout the term of the loan.

CU1 Community Ambassador Cole Kmet CU1 and Cole Kmet Team Up to Give Back

Discover Better Banking for All

Get Paid Sooner

Convenient, On-the-Go Banking

Nationwide ATM Access

Build Better Money Habits

High Yield Checking

Fighting Irish Checking

Auto Loan Rates as low as 4.99% APR⁴

The Golic Family Foundation

Partnerships On and Off the Field

Credit Union 1 is celebrating 67 years of helping individuals, families and communities reach their financial goals. Learn More

Bank With Us

Learn

About

Resources

You are leaving Credit Union 1

CU1 Community Ambassador Cole Kmet CU1 and Cole Kmet Team Up to Give Back

Discover Better Banking for All

Get Paid Sooner

Convenient, On-the-Go Banking

Nationwide ATM Access

Build Better Money Habits

High Yield Checking

Fighting Irish Checking

Auto Loan Rates as low as 4.99% APR4

The Golic Family Foundation

Partnerships On and Off the Field

Credit Union 1 is celebrating 67 years of helping individuals, families and communities reach their financial goals. Learn More

Bank With Us

Learn

About

Resources

You are leaving Credit Union 1

Auto Loan Rates as low as 4.99% APR⁴