UIC Ignite Checking

UIC Ignite Checking account offers everything you need to bank anytime, anywhere, plus the ability to earn dividends. Balances in your UIC Ignite Checking account earn 2.55% APY¹, so you get more out of your money.

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High Yield Checking

A checking account that rewards you for everyday banking. Build your balance by earning 4.75% APY² on balances up to $10,000 when you make qualifying monthly transactions. Plus, you get access to Digital Banking and Online Bill Pay.

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CU1 x UIC Scholarships

As an official University of Illinois at Chicago Banking Partner, Credit Union 1 has committed $750,000 in scholarship money over the duration of our partnership. The Credit Union 1 Scholarship gives high-achieving students access to a UIC education, helping transform the lives of these students and strengthen our communities by supporting these future leaders. Congratulations to the 2024 Credit Union 1 Scholarship recipients.

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Credit Union 1 Arena

Credit Union 1 is proud to support the spaces where communities come together. Credit Union 1 Arena hosts UIC Flames Basketball, other UIC sporting events, concerts and comedy shows of national headliners, and a variety of special events that are integral to the culture of UIC and Chicago as a whole.

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CU1 Cares

Credit Union 1 is committed to helping individuals, families, and communities succeed, both through our credit union and by giving back. Our team members give back locally through financial wellbeing seminars for all ages, charitable drives, and volunteering their time in the community surrounding UIC campus.

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CU1 Financial Wellbeing

Credit Union 1 offers members free access to CU1 Financial Wellbeing, a platform that offers financial education through personalized content and interactive courses. Learn your money personality and the why behind your financial habits, and get insights and information that can help you reach your goals.

Bank Anytime, Anywhere

Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts anytime, anywhere, using your mobile device.

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4.45 1,270 Ratings

All checking accounts are subject to approval. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.

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APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rate is subject to change without notice. The rate may change after the account is opened and without notice. Dividends calculated using Average Daily Balance. Requirements to earn the current declared High Yield Checking rate on balances up to $10,000: You must (1) be enrolled in digital banking by registering for CU1’s digital banking service and create a password, (2) be enrolled in eStatements for the account in which the High Yield Checking Account is established, (3) have at least 15 CU1 Bill Pay or CU1 Visa® debit card transactions per calendar month (or a combination of the two), excluding ATM transactions, in the High Yield Checking Account, and (4) have minimum aggregate deposits totaling $1,000 deposited into the High Yield Checking per calendar month. Balances over $10,000 will earn 0.01% APY. Transactions that are pending on your High Yield Checking account and have not posted as of the end of the calendar month qualification cycle, will not count as qualifying transaction for that calendar month cycle. If Requirements are not met, balances will earn 0.01% APY. Deposits, bill pay transactions, and/or debit card transactions made to any other account or sub account belonging to the account owner, or any joint owner, will not apply to these High Yield checking requirements.