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CU1 Mortgages Home Ownership that Fits Your Life

If you're looking to buy a home or are thinking about refinancing, our Real Estate Specialists will guide you through Credit Union 1’s streamlined home loan process. We will take the time to understand your goals—whether you are buying your next home or looking to make your current mortgage better fit your budget—and match you with the right option. CU1 offers flexible options, competitive rates, and real guidance tailored to your goals and future.

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Mortgage

Lending Solutions to Fit Your Goals

 

New Mortgage Loan

Explore mortgage options at Credit Union 1 designed to fit your goals—from fixed and adjustable rates to low down payment programs. Competitive rates, flexible terms, and real support make homeownership more accessible.

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Mortgage Refinance

Refinance your mortgage with Credit Union 1 to lower your rate, reduce your monthly payments, or tap into your home's equity for other goals. Save more, simplify debt, and build equity faster with flexible options and real guidance.

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Open the Door to Your Home with 0% Down

CU1’s new No Down Payment mortgages¹ can help you achieve home ownership with fewer upfront costs. Take the next step of building equity by owning your home without depleting your savings.

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Why Members Love Credit Union 1

Our members love our top banking technology and financial products that make managing money easier, but when asked, our members will always talk about our people. Warm, personalized service will always be a cornerstone of Credit Union 1--we are here to help you reach your financial goals.

Average Rating

4.31 stars

4.31 5,237 Ratings

Last Updated: 12/30/2025

1 Stop Financial Learning

Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along our knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.

5 Tips to Help You Qualify for a Mortgage

Qualifying for a mortgage can feel daunting, but with the right knowledge and preparation, you can increase your chances of purchasing your dream home. Here are five tips to help you qualify for a mortgage and navigate the home buying process with confidence.

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What to Expect When You Pay Off Your Mortgage

Paying off your mortgage is an exciting financial milestone. There are a few important steps to keep in mind as your mortgage matures—here is what you can expect as you plan to pay off your Credit Union 1 mortgage.

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What You Need to Know as a First-Time Home Buyer

Buying a home is one of the most significant financial transactions you will make in your lifetime. While preparing to purchase a house is exciting, it’s understandable to feel a bit overwhelmed (especially as a first-time buyer).

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Credit Union 1 is celebrating 67 years of helping individuals, families and communities reach their financial goals. Learn More

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