Refinancing your mortgage can help you lower your rate, reduce monthly payments, or tap into your home’s equity for what’s next. With the right tools and real people ready to help, Credit Union 1 makes refinancing simple, flexible, and built around you.
You could lower your monthly payments by refinancing your mortgage to a lower rate. CU1 offers great rates and a wide selection of Home Refinancing programs so you can find a payment that fits your budget.
Refinancing to a shorter loan term, helps build equity faster and saves significantly on total interest payments.
A cash-out refinance lets you replace your current mortgage with a new one and take part of your home’s value as cash. You can use it to pay off higher-interest debts, rolling them into one simpler payment—often at a lower rate.
Use our Mortgage Calculator to get an estimate of how much your monthly mortgage payment could be, based on your home’s purchase price and the terms of your loan. This calculator is for general education purposes only and is not an illustration of current Credit Union 1 products and offers.
Stay connected to your home loan progress anytime with Credit Union 1’s Home Loan App. After creating an account and logging in, you can track your application status, see outstanding tasks, receive loan notifications or updates, and know right away if any documents are needed. Easily upload requested documents directly through the app to keep everything moving forward.
Download the CU1 Home Loan App Today
Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along our knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.
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