Being able to access your money regardless of location or the time of day is important. CO-OP Shared Branching combined with digital banking, allows the ability to bank anywhere 24/7. This offers the convenience of being able to manage your money regardless of location or time. This ensures you do not always have to be near your local credit union.

What is CO-OP Shared Branching?

To increase banking access for members of credit unions, the CO-OP Shared Branch Network was created to ensure that credit union members have the ability to bank anywhere, regardless of location. This allows members to go to any participating credit union within the CO-OP network and bank there as if they were at their normal credit union. The CO-OP Shared Branch network can be useful for managing your money while on vacation, if you move to another area, or even running errands out of town.

CO-OP shared branching allows members of their participating credit union to bank at any shared branch location for free. There are more than 5,000 credit unions that participate in the CO-OP Shared Branch network nationwide. Shared branching allows the ability to make deposits, withdrawals, transfer funds, cash checks, get cashier’s checks, receive in person assistance with banking needs, and more.

How Can Digital Banking and CO-OP Shared Branching Be Used Together?

Keep the benefits of your credit union while maintaining nationwide access to your funds. In addition to the CO-OP Shared Branch network, pair it with digital banking as well to gain even more access to your funds. With digital banking, you have the ability to bank anytime, anywhere-24/7. This is a great option as well if your local credit union or CO-OP Shared branch is closed.

Consider using digital banking for routine tasks like checking balances, making transfers, paying bills, making mobile check deposits, and more! While utilizing CO-OP Shared branching for in-person transactions like cashing checks, making cash deposits, and making withdrawals.

What Do I Need to Bank at a CO-OP Shared Branch?

To use a CO-OP Shared Branch, you will need the name of your credit union, your account number, and a valid government issued ID. This can be a driver’s license, permit, state ID, or passport. This ID should have your signature on it as well.

If you use an ID that is out of state, further verification is done through a QR code and a one-time passcode offered through multi-factor authentication verification. This is to ensure that the identity and account security of all members of the CO-OP Shared Branching network is protected.

How do I find a CO-OP Shared Branch in Network?

There are many ways to find a CO-OP shared branch:

  • Using the CO-OP locator tool
  • Download the CO-OP locator app for Apple and Android devices
  • Call 1.888.SITE-CO-OP
  • Text your Zip Code to 91989

Regardless of how you choose to bank, digital banking and CO-OP shared branching are both useful for your banking needs and allows the ability to bank anywhere. CU1 is a participant in the CO-OP Shared Branching network and can assist with shared branching needs. Consider applying for membership to have full access to the CO-OP Shared Branching network and digital banking.