Special Offer: 5-Month CD at 3.75% APY
Steady progress makes long-term savings goals more attainable. For a limited time, lock in 3.75% APY1 on a 5-month CD—one of our strongest savings rates, without a long wait for your CD to mature. Minimum $1,000 to open.
Visa® Zero+ Credit Card
Get a special low 0% introductory APR* for 24 billing cycles on purchases and balance transfers when you apply for a Visa Zero+ Card by March 31, 2026.
Business Zero+ Credit Card
Power your business with a 0% introductory APR* for 18 billing cycles on purchases and balance transfers when you apply for a Business Zero+ Card.
Have You Set Your Credit Score Goal?
All CU1 members have free access to Credit Score in Digital Banking, a tool that helps you understand your credit score and take steps to improve or maintain it. The Credit Score goal tool helps you set a goal, offers recommended actions to take to reach your goal, and tracks your progress. Make 2026 your year of financial health with CU1's Credit Score.
Now Part of the Allpoint Network!
Access 55,000 surcharge-free ATMs nationwide at retailers like CVS, Target, Walgreens, and more! CU1 members now have access to more than 130,000 fee-free ATMs.
Debit Card Control Anytime, Anywhere
Easily manage your CU1 debit card on-the-go with Debit Card Controls directly in Digital Banking. Turn your card on and off, set up spending controls and alerts, set travel notifications, monitor your card activity, and more—all within Digital Banking.
Auto Loan Rates as Low as 4.99% APR³
Whether you are shopping for a new or used vehicle, or looking to refinance your current auto loan, CU1 has competitive financing options on a variety of terms.
Book Your Next Trip with HELOAN Funds
With a fixed-rate home equity4 loan (HELOAN), you can turn the equity in your home into funds for your dream vacation! CU1 currently has one of the most competitive HELOAN rates on the market—lock it in today and start booking your next adventure.
Open the Door to Your Home with 0% Down
CU1’s new No Down Payment mortgages5 can help you achieve home ownership with fewer upfront costs. Take the next step of building equity by owning your home without depleting your savings.
CU1 x Cole Kmet
Credit Union 1 is teaming up with Chicago tight end Cole Kmet to make an impact in our communities. Kmet has deep roots in both Chicago and South Bend, and we will partner together to give back and make an impact.
