Special Member Offers

Smarter Savings on Your Timeline. Reach your savings goals with CU1.

Special Offer: 5-Month CD at 3.75% APY

Steady progress makes long-term savings goals more attainable. For a limited time, lock in 3.75% APY¹ on a 5-month CD—one of our strongest savings rates, without a long wait for your CD to mature. Minimum $1,000 to open.

Open Now

Save Big on Tax Prep

Tax season is here, and Credit Union 1 partners with Love My Credit Union Rewards to save our members money through exclusive, member-only offers from trusted partners. Plus, members can enter for a chance to win $10,000² from Love My Credit Union Rewards.

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Visa Zero+ Credit Card

Visa® Zero+ Credit Card

Get a special low 0% introductory APR* for 24 billing cycles on purchases and balance transfers when you apply for a Visa Zero+ Card by March 31, 2026.

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Visa Business Zero+ Credit Card

Business Zero+ Credit Card

Power your business with a 0% introductory APR* for 18 billing cycles on purchases and balance transfers when you apply for a Business Zero+ Card.

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Have You Set Your Credit Score Goal?

All CU1 members have free access to Credit Score in Digital Banking, a tool that helps you understand your credit score and take steps to improve or maintain it. The Credit Score goal tool helps you set a goal, offers recommended actions to take to reach your goal, and tracks your progress. Make 2026 your year of financial health with CU1's Credit Score.

Now Part of the Allpoint Network!

Access 55,000 surcharge-free ATMs nationwide at retailers like CVS, Target, Walgreens, and more! CU1 members now have access to more than 130,000 fee-free ATMs.

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Debit Card Control Anytime, Anywhere

Easily manage your CU1 debit card on-the-go with Debit Card Controls directly in Digital Banking. Turn your card on and off, set up spending controls and alerts, set travel notifications, monitor your card activity, and more—all within Digital Banking.

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Auto Loan Rates as Low as 4.99% APR³

Whether you are shopping for a new or used vehicle, or looking to refinance your current auto loan, CU1 has competitive financing options on a variety of terms.

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Book Your Next Trip with HELOAN Funds

With a fixed-rate home equity⁴ loan (HELOAN), you can turn the equity in your home into funds for your dream vacation! CU1 currently has one of the most competitive HELOAN rates on the market—lock it in today and start booking your next adventure.

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Open the Door to Your Home with 0% Down

CU1’s new No Down Payment mortgages⁵ can help you achieve home ownership with fewer upfront costs. Take the next step of building equity by owning your home without depleting your savings.

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CU1 x Cole Kmet

Credit Union 1 is teaming up with Chicago tight end Cole Kmet to make an impact in our communities. Kmet has deep roots in both Chicago and South Bend, and we will partner together to give back and make an impact.

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Message and data rates may apply. Check with your mobile carrier for details.

NMLS# 384759. APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum 1st Mortgage Loan amount of $50,000. Jumbo Loans have a minimum loan amount of $806,501. There is a Conventional Origination Fee of $1,350. There is a $1,600 Processing Fee for FHA and VA loans. We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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Special 5 Month Share Certificate is a limited time offer and may be cancelled at any time without notice. There is a $1,000 minimum balance to open and earn dividends. Special 5 Month Share Certificate will automatically roll over when it reaches maturity to a 6 Month Share Certificate with a 10-day grace period where you can transfer the money to another Share Certificate or withdraw your money without penalty.

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Visit https://links.lovemycreditunion.org/client/love_my_cu/banner/?bid=254&campid=23&clientid=68727&sid=1 for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2025. Discount applies to TurboTax federal products only. Actual prices are determined at the time of print or e-file and are subject to change without notice. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit https://www.intuit.com/legal/licenses/payment-licenses/.

Sweepstakes: NO PURCHASE NECESSARY. Legal residents of the 50 United States (D.C.) 18 years or older who are members or employees of a U.S. credit union. Ends 4/15/26. To enter and for Official Rules, including odds and prize descriptions, visit https://taxservices.lovemycreditunion.org. Void where prohibited.

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APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 4.99% APR. There is a $49 Processing Fee on all new auto loans (2026 and newer). *The vehicle must have 1,000 miles or less at the time of financing. Loan Payment Example: An Auto Loan of $20,000 at 5.24% APR for a 60-month term would result in a monthly payment of approximately $377.33. This offer is available to Credit Union 1 members and requires 2 of the following: a direct deposit of $1,000 per month or more into a CU1 checking account, or a loan in good standing (qualifying loans: home equity, auto, or share secured), or an account balance of at least $10,000 or more at the time of loan origination. A $10,000 account balance must be maintained throughout the term of the loan.

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Home Equity Loan
For any Fixed Rate Home Equity Loan, the borrower is responsible for any third-party fees associated with the origination of the loan. There is a $100 Origination Fee. The borrower should consult a tax adviser for further information regarding the deductibility of interest and charges. Available for properties located in California, Florida, Illinois, Indiana, Iowa, Georgia, Minnesota, Nevada, Tennessee, Washington, Wisconsin only.
Loan Payment Example: A Home Equity Loan of $20,000 at 7.00% APR for a 20-year term would result in a monthly payment of approximately $155.06. Home Equity Loan payment examples do not include taxes and insurance premiums. Home Equity Loans do not escrow for taxes and insurance. These premiums will be paid separately from the Home Equity Loan principal and interest payment.
Property insurance is required on all Home Equity loans. A statement of property insurance will be requested prior to loan origination.
Must be an existing Credit Union 1 member or be eligible for membership prior to loan origination. New members may be required to pay a one-time membership fee of up to $10. Rate and payment may vary based on creditworthiness and loan terms.

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No Down Payment Mortgage available for owner-occupied primary residence purchases only. $0 down payment is required. A 30-year fixed rate term is typical; other terms may be available. Private Mortgage Insurance (PMI) is required and will be in addition to the monthly principle and interest mortgage payments. Loan will require an escrow account to be established for property taxes, homeowners insurance, PMI, and flood insurance, if applicable. Subject to closing costs and other third-party fees. This is a conventional loan product, not insured or guaranteed by the FHA or VA. Program availability subject to credit union lending policies and credit approval. Borrowers are responsible for closing costs, PMI, and applicable fees. “No Down Payment” refers to the lack of an upfront down payment toward the principal loan amount.

Special Offer: 5-Month CD at 3.75% APY