Updated as of | Merger Completion Tracker: 100%

Welcome to CU1

As a member of Credit Union 1 (CU1), you have access to a wide variety of products and services, and we are pleased to have the opportunity to help you meet your financial goals.

High-Priority Items
Consumer Loans
MWRD Credit Cards
Changes Coming Soon
Get the Most Out of Your CU1 Account
Branch Hours & Information

Have questions about the merger, disclosures or fee schedule? Submit a Question

Update Account and Routing Number

If you have any automatic debits or credits to your MWRD account, you will need to advise each business of your new Credit Union 1 account number and CU1’s Routing & Transit #: 271188081.

To find your account number in Digital Banking, log in and select the account tile. Your full 14 digit account number will appear at the top. The first 10 digits identify your account, and the last 4 digits are your account suffix, which identifies the account type. When setting up direct deposit, be sure to use the full 14 digit account number.
Register for Digital Banking

CU1's Digital and Mobile Banking is a seamless way to manage your accounts on your schedule. Pay bills, send money, track spending, manage your debit cards, monitor your credit, and more in Digital Banking. Register Here.

Watch a How-To video that details the steps to enroll in Digital Banking.
Enroll in eDocuments to Receive eStatements

Paper statement fees will be waived through February 28, 2027. If you are not enrolled in eDocuments after this date, you will be charged a $5.00 monthly statement fee. Set up eStatements by enrolling in eDocuments through Digital Banking.

Follow these step-by-step instructions to learn how to enroll in eDocuments.
Verify Payroll

Every effort was made to ensure payroll deposits and payroll distributions were converted properly. While there was no action required on your part for this transition, we recommend that you verify your payroll deposit and/or payroll distribution through Digital Banking with your first payroll.

CU1 card

Activate your CU1 Debit Card

CU1 debit cards can be easily activated through Digital Banking. Simply log in and navigate to Debit Card Controls under the main Services menu. Or you can call (800) 992-3808 to active in a few simple steps.

Consumer Loans

Members who have a mortgage, home equity loan, or auto loan were converted to a matching or similar product in the CU1 system. The rate and term for each of these products will remain the same as originally contracted for the remaining term of the agreement.

Payment Changes

Several types of automatic payments—including internal transfers, recurring payments set up in Digital Banking, and external bill pay—did not carry over with the conversion. You will need to set up these payments again within CU1 Digital Banking.

If your loan payment was set up as an ACH (or a payment that makes a direct withdrawal from your bank account using your account number and routing number), any existing loan payments will clear. CU1 will do our best to clear transactions that use your MWRD account and routing number for up to six months. However, your MWRD account and routing number will no longer be valid after six months, and we recommend proactively updating everything to your new CU1 account and routing number as soon as possible to avoid the need for future changes.

View Ways to Pay

Auto Loans If you currently have an Auto Loan, review your insurance policy to ensure it meets Credit Union 1’s Auto Insurance requirements.

MWRD Important Credit and Debit Card Info illustration

MWRD Credit Cards

To manage your MWRD credit card, you will continue to use the eZCard Credit Card portal.

Manage My Credit Card

Fiserv Customer Service: (888) 406-7409

changes coming soon

Changes Coming Soon

February 28, 2027

Inactive and Savings Only account fee waived until this date.
MWRD Routing Number retires.

Forbes America's Best in State Credit Unions 2026

Award-Winning Banking Starts Here
Credit Union 1 is proud to be named one of Forbes' Best-In-State Credit Unions. Learn More.

Digital Banking - Spending Analysis

Get the Most Out of Your CU1 Account

Now that the conversion is complete, you can take advantage of the features Credit Union 1 offers to make everyday banking simple and convenient. Learn more about these key features and how you can easily set them up today.

Set Up Direct Deposit

Transfer Money

Pay Bills

Order Checks

CardSwap

Card Controls

Digital Wallet

Credit Score

Branch Hours & Information

The Erie and Stickney Branches are exclusively available to only MWRD employees. These branches will have new phone numbers starting September 2, 2026.