Buy Now, Pay Later Shop with Your Debit Card and Pay Your Way

CU1 BNPL offers are found in Credit Union 1’s Digital Banking. To see if you are eligible for any BNPL offers, Login, select Menu, then Transactions, and locate Buy Now, Pay Later.

There is no traditional application for CU1 BNPL offers. If you are eligible, available Split Your Payment and/or Plan Your Purchase BNPL offers will be presented in Digital Banking for you to view and accept. You will be required to review and accept loan terms and conditions before funds are disbursed. You will receive a copy of your loan agreement by email.

After you have accepted an eligible CU1 BNPL offer and complete any required steps, approved funds may be deposited into your account in moments. In some cases, funding can take up to 24 hours.

CU1 BNPL eligibility is determined by using account and other qualifying criteria. A hard credit inquiry is not required.

You can pay off your CU1 BNPL plan(s) early within Digital Banking or at a branch without prepayment penalties.

CU1 Buy Now, Pay Later offers are subject to eligibility requirements and you may not be eligible for a CU1 BNPL offer at this time, or your recent debit card purchases are not eligible at this time.

If you already have active CU1 BNPL plans, you may not be eligible for additional offers until the active plans are paid back.

Eligible Split Your Payment purchases generally include qualifying debit card purchases made within the past 60 days of at least $200. Certain transactions, such as cash-equivalent purchases (for example ATM withdrawals, money orders, or cash advances) do not qualify. Other restrictions, including merchant type and transaction limits may apply.

Offer availability may be affected by the number of active or outstanding BNPL plans you currently have. Having active Plan Your Purchase plans may impact the number of Split Your Payment offers available to you, and vice versa.