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Free Checking Access Better Banking with No Monthly Fees

Everyday banking should be simple, secure, and convenient. Easily manage your money with a Free Checking1 account from Credit Union 1, that offers:

  • The chance to get paid up to two days sooner2 with direct deposit
  • Digital and Mobile Banking that helps you spend securely, budget better, and stay on top of your finances
  • Access to 130,000 surcharge-free ATMs nationwide
  • No monthly service fees¹
Free Checking
Get Paid Up to Two Days Sooner

Get Paid Up to Two Days Sooner

Members with direct deposit and a Free Checking1 account get paid up to two days sooner with CU1 Early Pay2, no special steps required.

 
Nationwide ATM Access

Nationwide ATM Access

Access 130,000 surcharge-free ATMs across the country through the Allpoint and CO-OP Networks.

 
Debit Card Controls

Debit Card Controls

Easily track your spending, set custom spending limits, set up travel notifications, and more through the CU1 Mobile App.

 
Credit Score

Credit Score

Get free, real-time access to your Credit Score in Digital Banking, plus tools to help you understand, improve, and maintain your score.

 

Bank Anytime, Anywhere

Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts and pay bills anytime, anywhere, using your mobile device. With CU1 Mobile Banking you will have access to:

  • Set Spending Limits
  • Real-Time Account Alerts
  • Track Your Spending
  • Card Controls

Register Now Learn More

4.31 stars

4.31 5,237 Ratings

 

Start Getting the Most Out of Everyday Banking

Step 1

Open an Account in Minutes

You can open a Free Checking1 account quickly, online.

Get Started

Step 2

Register for Digital Banking

Manage your finances effortlessly with CU1's Digital Banking and highly rated mobile banking app.

Register Now Learn More

Step 3

Set Up Direct Deposit

Easily switch your direct deposit to CU1 through Digital Banking and start getting paid up to two days sooner.2

Log In Learn More

You can also open a Free Checking1 account by calling (800) 252-6950 or schedule an appointment at your local branch.

Why Members Love Credit Union 1

Our members love our top banking technology and financial products that make managing money easier, but when asked, our members will always talk about our people. Warm, personalized service will always be a cornerstone of Credit Union 1—we are here to help you reach your financial goals.

Average Rating

4.45 stars

4.31 5,237 Ratings

Last Updated on 12/30/2025

CU1 Cares icon

Credit Union 1 is celebrating 67 years of helping individuals, families and communities reach their financial goals. Learn More

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