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Free Checking¹

No monthly service fees—ever

Everyday banking should be simple, secure, ad most of all, free. Get everything you need to bank on your schedule with personalized Digital Banking, CU1's highly rated mobile app, more than 90,000 fee-free CO-OP ATM's nationwide, and more.

Do More with CU1 Free Checking

Move Money Easily

Transfer funds within CU1 and to and from your accounts at other financial institutions. Plus, send and receive money with Zelle.®

Pay Bills Quickly

In Digital Banking, pay a one-time bill or set up AutoPay to ensure your important bills always get paid on time.

Spend Securely

CU1 debit cards have chip-technology--plus lock your card anytime with advance card controls in the mobile app.

Courtesy Pay

A discretionary service offered for checking accounts in good standing, Courtesy Pay can cover you in instances where your account gets overdrawn.

Get Paid Sooner

Members with direct deposit at CU1 Checking account get paid up to two days sooner with CU1 Early Pay,2 no special steps required.

Set Up for Savings

Round It Up makes savings a no-brainer by rounding purchases up to the next dollar and sending your change to your savings.

Open an Account in Minutes

Online

A simple, self-service option to open your Free Checking account quickly, at your own convenience.

In Person

Our CU1 team members would be happy to assist you with account opening and more at the branch closest to you.

Have Questions?

Our Member Solutions Specialists are available to answer questions over the phone Monday through Friday, 9:00am - 6:00pm CST.

24/7 Banking Access

CU1 wants you to have your money at your fingertips, wherever you go. When you become a member, you can expect a modern experience that makes everyday banking a breeze.

CU1 offers:

  • A Highly Rated Mobile App
  • Personalized Digital Dashboard
  • Advanced Card Controls
  • Digital Wallets
  • Online Bill Pay
  • Easy Digital Transfers

Learn More

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Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More