Free Checking Account


Introducing Free Checking

All the best options of a checking account, now called “Free Checking Account”! The Free Checking Account is our basic checking account with no monthly maintenance fee. Free Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

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More Than a Spending Account

Your CU1 checking account comes with the following:

Card Control

Debit Card Controls

With CU1 Card Keeper1 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

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Get cash surcharge-free at more than 30,000 ATMs nationwide

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smart watch, monitor, phone

Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

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Mobile Deposit

Deposit checks right from your smartphone1. Just snap a photo!

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mobile deposit

Account Minimum Requirements

Minimum Deposit to Open2 | $25


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All checking accounts are subject to approval.

1Message and data rates may apply. Check with your mobile carrier for details.

2There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Free Checking account.