Free Checking Account


Introducing Free Checking

All the best options of a checking account, now called “Free Checking Account”! The Free Checking Account is our basic checking account with no monthly maintenance fee. Free Checking accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

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More Than a Spending Account

Your CU1 checking account comes with the following:

Get Paid Sooner!

Switch your account and get paid sooner. Credit Union 1 members with direct deposit will now get paid up to two days earlier1.

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Get Paid Sooner

Card Control

Debit Card Controls

With CU1 Card Keeper2 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

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Get cash surcharge-free at more than 30,000 ATMs nationwide

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smart watch, monitor, phone

Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

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Mobile Deposit

Deposit checks right from your smartphone2. Just snap a photo!

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mobile deposit

Account Minimum Requirements

Minimum Deposit to Open3 | $25


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All checking accounts are subject to approval.

1Early access to direct deposit funds is a free, automatic feature and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.

2Message and data rates may apply. Check with your mobile carrier for details.

3There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Free Checking account.