When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.
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Zelle® has made changes to its standalone app that will impact 2,200 credit unions and banks nationwide. Starting April 1, you will no longer make transactions from your CU1 accounts through the Zelle app.
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Students heading into college step into a whole new world of excitement, challenges, and independence. Some, they have been prepared for—like managing coursework and pursuing academic passions. But college is also a financial commitment, and navigating how to pay for it, how to manage daily finances, and how to set yourself up for financial success in college and beyond is one area of education high schools often do not cover.
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Credit cards have many benefits: They can be a great way to help you build your credit, they are convenient, and with some cards you are able to earn rewards or cash back. But credit cards can cause financial trouble if you are not mindful of spending and interest.
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Beginning to build good credit early is important, but it is even more important to build it responsibly. As early as 18, you may start to receive credit card offers. Understanding all the details before you decide to open one will help you manage it responsibly and benefit your overall financial health. Keep these six considerations in mind when deciding to apply for your first credit card.
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Sooner is always better when it comes to saving for retirement. Making contributions to a retirement savings account early in your career will allow your money to grow and compound over the years and provide excellent tax benefits, which will help in the long-term. An individual retirement account (IRA) is a common type of retirement savings account that you may want to consider, and the most popular types of IRAs are Traditional IRAs and Roth IRAs. These accounts have some similarities, but the primary difference is when and how you get a tax break. Here’s how to decide which might be right for you.
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