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What is a Free Checking Account?

Everyone has everyday finances to manage—budgeting, paying bills, making deposits, transferring money to savings, and more. Accessing your money from anywhere should be simple and timesaving. A free checking account can help make it easier to do your personal banking, without monthly fees.

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Should You Buy a House with Less than 20% Down? The Pros and Cons

When you start saving to buy a home, the first question on your mind might be how much you should set aside for a down payment. The size of your down payment—or the amount of money you pay upfront when buying a house—will impact the amount of money you need to borrow from a lender, your monthly mortgage payment, and whether you need to pay private mortgage insurance (PMI). While 20 percent is often presented as the gold standard of down payments, there may be situations where it actually makes more sense to your financial situation to put less down—and some mortgages even offer the opportunity to put no money down. Here are a few things to consider when determining what down payment makes sense for you when buying a home.

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How to Use Second Chance Checking to Start Fresh Financially

When you have experienced financial setbacks, you may have difficulty being approved for a new bank account. Second Chance Checking accounts—also known as second chance bank accounts—can offer another option for people looking to get on stronger financial footing.

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Using a Credit Card to Pay Daily Expenses

Should You Use a Credit Card for Daily Expenses?

A credit card can be a valuable financial tool. When used responsibly, credit cards can help you build strong credit and earn rewards, like cash back, travel benefits, and more. And the more you use the card, the more chance you have to earn those perks.

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What You Need to Know as a First-Time Home Buyer

Buying a home is one of the most significant financial transactions you will make in your lifetime. While preparing to purchase a house is exciting, it’s understandable to feel a bit overwhelmed (especially as a first-time buyer).

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Is a Home Equity Loan Right for You?

Equity in your home is a unique financial advantage that can offer an affordable way to fund a wide range of other life milestones, including home renovations, emergency expenses, debt consolidation, weddings, higher education, and more. Home equity loans—like a home equity loan (HELOAN) or home equity line of credit (HELOC)—leverage the value in your home to provide you with flexible funds for other needs.

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