Credit Union 1 will be closed for a federal holiday on Monday, May 25, 2026.

Need Assistance? (800) 252-6950

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

Read More
Cannabis Banking with Paragon

Approval Isn’t the Finish Line: What Cannabis Operators Learn the Hard Way About Their Banking

When cannabis operators talk about banking, the story often starts the same way: “We finally found a bank that would take us.”

Read More
Personal Loan

Secured Loan vs Unsecured Loan, Which Loan is Right for Me?

Getting a personal loan can help cover any financial gaps you may need assistance with, but how do you know which type of personal loan is right for you? Do you look at getting a secured loan or unsecured loan. Both types are personal loans but do have similarities and differences.

Read More
What is Debt-to-Income Rato and How Can You Find Yours?

What is Debt-to-Income Ratio and How Can You Find Yours?

There is a number that is just as important as your credit score: Debt-to-income ratio (DTI). DTI determines the amount of your monthly income which goes towards your debt payments, and it is a figure that is often considered when you are applying for loans. Understanding your DTI—and what steps you can take to improve it—can set you up for more lending opportunities, better rates, and overall stronger financial health.

Read More
0% Down Payment Mortgage

What is a No Down Payment Mortgage?

One of the biggest considerations for homebuyers when they start the home-buying process is the down payment—or the amount of money you pay upfront when buying a home. Budgeting for a down payment you can afford and knowing how long you need to save is important. But there are many options that can make achieving home ownership more attainable, including a no down payment mortgage. A no down payment mortgage is a mortgage where you are able to finance the full value of the home you want to buy. Wondering if a no down payment mortgage might be a good fit for you? Here is what you need to know.

Read More
Shared Branching and Digital Banking

How to use CO-OP Shared Branches and Digital Banking to Manage Your Money

Being able to access your money regardless of location or the time of day is important. CO-OP Shared Branching combined with digital banking, allows the ability to bank anywhere 24/7. This offers the convenience of being able to manage your money regardless of location or time. This ensures you do not always have to be near your local credit union.

Read More
CU1 Cares icon

Credit Union 1 is celebrating 67 years of helping individuals, families and communities reach their financial goals. Learn More

You are leaving Credit Union 1

You are leaving creditunion1.org and entering a website that Credit Union 1 does not control. Credit Union 1 has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of or the propriety of any information on this website. Do you want to proceed?

Yes No