Auto Loans

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AUTO LOANS

Loan Rates as of January 22, 2020
Model YearTerm 1APR
2015 – 2021Up to 84 MonthsAs low as 4.74% 2
2015 – 2021Up to 72 MonthsAs low as 4.24%
2015 – 2021Up to 60 MonthsAs low as 3.99%
2011 – 2014Up to 60 MonthsAs low as 5.99%
2010 and olderUp to 48 MonthsAs low as 10.25%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a floor rate of 3.99% APR.


1

Best Credit Financing Examples: An Auto Loan of $35,000 at 4.74% APR for an 84-month term would result in a monthly payment of approximately $491.00. An Auto Loan of $20,000 at 4.24% APR for a 72-month term would result in a monthly payment of approximately $316.00. An Auto Loan of $20,000 at 3.99% APR for a 60-month term would result in a monthly payment of approximately $376.00. An Auto Loan of $15,000 at 5.99% APR for a 60-month term would result in a monthly payment of approximately $291.00. An Auto Loan of $15,000 at 10.25% APR for a 48-month term would result in a monthly payment of approximately $382.24.

2

There is a $35,000 minimum loan amount to receive 4.74% APR for qualified borrowers. 

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