Auto Loans

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AUTO LOANS

Loan Rates as of February 22, 2024
Model YearTerm 1APR
New Auto 2023 + Newer36 to 72 MonthsAs low as 6.99%
New Auto 2023 + Newer73 to 84 MonthsAs low as 7.49% 2
2017 - 202236 to 72 MonthsAs low as 9.49%
2016 & Older36 to 60 MonthsAs low as 10.49%

Minimum Credit Score of 640 required. Rate discounts are available to qualified borrowers. Ask an employee for details. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 6.99% APR. There is a $49 Processing Fee on all new auto loans (2023 and newer). There is a $124 Processing Fee on all used auto loans (2022 and older).


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Best Credit Financing Examples: An Auto Loan of $20,000 at 6.99% APR for a 36-month term would result in a monthly payment of approximately $615. An Auto Loan of $20,000 at 6.99% APR for a 48-month term would result in a monthly payment of approximately $479. An Auto Loan of $20,000 at 6.99% APR for a 60-month term would result in a monthly payment of approximately $394. An Auto Loan of $20,000 at 7.49% APR for a 72-month term would result in a monthly payment of approximately $344. An Auto Loan of $20,000 at 7.49% APR for an 84-month term would result in a monthly payment of approximately $305. An Auto Loan of $20,000 at 9.49% APR for a 36-month term would result in a monthly payment of approximately $636. An Auto Loan of $20,000 at 9.49% APR for a 48-month term would result in a monthly payment of approximately $499. An Auto Loan of $20,000 at 9.49% APR for a 60-month term would result in a monthly payment of approximately $417. An Auto Loan of $20,000 at 9.49% APR for a 72-month term would result in a monthly payment of approximately $363. An Auto Loan of $20,000 at 10.49% APR for a 36-month term would result in a monthly payment of approximately $645. An Auto Loan of $20,000 at 10.49% APR for a 48-month term would result in a monthly payment of approximately $513. An Auto Loan of $20,000 at 10.49% APR for a 60-month term would result in a monthly payment of approximately $430.

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There is a $15,000 minimum loan amount to receive 7.49% APR for qualified borrowers.

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