Auto Loans

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AUTO LOANS

Loan Rates as of January 26, 2023
Model YearTerm 1APR
New Auto 2022 + Newer36 to 72 MonthsAs low as 6.74%
New Auto 2022 + Newer73 to 84 MonthsAs low as 7.24% 2
2016 - 202136 to 72 MonthsAs low as 7.74%
2016 - 202173 to 84 MonthsAs low as 8.24% 3
2015 & Older36 to 60 MonthsAs low as 10.24%

Rate discounts are available to qualified borrowers. Ask an employee for details. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 6.74% APR. There is a $49 Processing Fee.​


1

Best Credit Financing Examples:  An Auto Loan of $20,000 at 6.74% APR for a 36-month term would result in a monthly payment of approximately $616. An Auto Loan of $20,000 at 6.74% APR for a 48-month term would result in a monthly payment of approximately $478. An Auto Loan of $20,000 at 6.74% APR for a 60- month term would result in a monthly payment of approximately $394. An Auto Loan of $20,000 at 6.74% APR for a 72-month term would result in a monthly payment of approximately $339. An Auto Loan of $20,000 at 7.24% APR for an 84-month term would result in a monthly payment of approximately $305. An Auto Loan of $20,000 at 7.74% APR for a 36-month term would result in a monthly payment of approximately $625. An Auto Loan of $20,000 at 7.74% APR for a 48- month term would result in a monthly payment of approximately $486. An Auto Loan of $20,000 at 7.74% APR for a 60-month term would result in a monthly payment of approximately $404. An Auto Loan of $20,000 at 7.74% APR for a 72-month term would result in a monthly payment of approximately $349. An Auto Loan of $20,000 at 8.24% APR for an 84-month term would result in a monthly payment of approximately $315. An Auto Loan of $20,000 at 10.24% APR for a 36- month term would result in a monthly payment of approximately $648. An Auto Loan of $20,000 at 10.24% APR for a 48-month term would result in a monthly payment of approximately $510. An Auto Loan of $20,000 at 10.24% APR for a 60-month term would result in a monthly payment of approximately $428.

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There is a $15,000 minimum loan amount to receive 6.74% APR for qualified borrowers.

3

There is a $15,000 minimum loan amount to receive 6.74% APR for qualified borrowers.

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