TruStage Insurance Agency. Home insurance savings for hard working people.

Put Your Home's Equity to Work

to make your home a dream home

Need funds now for a large expense or want to have cash ready for a future project? Borrow as you go (up to your limit) from a line of credit secured by the equity in your home, with a Credit Union 1 Home Equity Line of Credit (HELOC). Pay only for the funds you use — not your limit! With our low rates you will make the most of your home’s value.

  • Rates as low as Prime + .50%1 for the life of the loan
  • Up to 90% Total Loan to Value - Less 1st Mortgage
  • Up to 20 Years Repayment
  • No Application Fee
  • Variable Rate Loan

Apply Today

Apply for a loan in a way that works best for you.

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Call 800.252.6950


APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. HELOC has a floor rate of 3.74% APR. 1The Annual Percentage Rate may vary after the account is opened. The maximum rate that may be imposed is 18.00% APR. There is a $100 minimum monthly payment. HELOC is available for properties in IL, IN, NV, FL, and GA only and closing costs vary by state ranging from $650 - $1,900.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.