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Free Checking¹

No monthly service fees—ever

Everyday banking should be simple, secure, ad most of all, free. Get everything you need to bank on your schedule with personalized Digital Banking, CU1's highly rated mobile app, more than 90,000 fee-free CO-OP ATM's nationwide, and more.

Get Paid Sooner

Members with direct deposit at CU1 Checking account get paid up to two days sooner with CU1 Early Pay2, no special steps required.

Nationwide ATM Access

Access 90,000 surcharge-free ATMs across the country through Allpoint and CO-OP Networks.

Courtesy Pay

A discretionary service offered for checking accounts in good standing, Courtesy Pay can cover you in instances where your account gets overdrawn.

Transfer Funds

Move Money Easily

Transfer funds within CU1 and to and from your accounts at other financial institutions. Plus, send and receive money with Zelle®.

Spend Securely

CU1 debit cards have chip-technology—plus lock your card anytime with debit card controls in the mobile app.

Set Up for Savings

Round It Up makes savings a no-brainer by rounding purchases up to the next dollar and sending your change to your savings.

Open an Account in Minutes

Online

A simple, self-service option to open your Free Checking account quickly, at your own convenience.

In Person

Our CU1 team members would be happy to assist you with account opening and more at the branch closest to you.

Have Questions?

Our Member Solutions Specialists are available to answer questions over the phone Monday through Friday, 9:00am - 6:00pm CST.

Winning Partnerships On and Off the Court

Did you know: In a recent survey, only 53% of college students felt prepared to manage their money. So Credit Union 1 has partnered with collegiate athletic conferences to provide their student populations with valuable financial education to build a stronger financial future. 

Digital Banking Recent Activity

Bank Anytime, Anywhere

Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts and pay bills anytime, anywhere, using your mobile device.

Download the CU1 Mobile Banking App

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4.45 stars

4.45 1,270 Ratings

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Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals. Learn More