1st Mortgage Loans


Giving You the Keys to Unlock Your 1st Home

We understand that when it comes to your dreams, one size does not fit all. Our competitive rates and service will exceed your expectations and are the perfect fit for your dreams. Whether for your home buying or refinancing needs, Credit Union 1 offers a wide selection of Mortgage Loan programs so you can find a payment that fits your budget. 

Our Real Estate Specialists will help you find the right Mortgage Loan option. Credit Union 1 has streamlined the home loan process to ensure that your mortgage is closed as quickly and stress-free as possible.

Mortgage Features:

  • 100% Financing Available
  • Specialty Purchase Options for Physicians and Professors
  • Cash Back Rebate Program for Buying and Selling Homes1
  • Competitive Interest Rates
  • Fast Turn Times
  • Down Payment/Closing Cost Assistance Programs Available
  • Purchase and Refinance Loan Options

Jumbo Mortgage Expand/Colapse

When home prices scale up, so does your buying power with a Credit Union 1 Jumbo Mortgage Loan.

  • Financing available up to $2 million
  • Competitive Fixed & Adjustable Rate programs available
  • Limited to no down payment options available

Get a Rate Quote  Apply Online

Fixed Rate Mortgage Expand/Colapse

With a Fixed Rate Mortgage, your rate will stay the same throughout the term of the loan.

  • Payments remain the same for the life of the loan
  • Protection from rising interest rates
  • Available in a variety of terms

Get a Rate Quote Apply Online

FHA Expand/Colapse

An FHA Loan can help make home ownership possible.

  • Financing up to 96.5% of the home’s value
  • Flexible Qualification Requirements
  • Low Fixed Rate

Get a Rate Quote Apply Online

VA Expand/Colapse

Credit Union 1 is proud to offer a special mortgage option for military families.

  • Financing up to 100% of the home’s value
  • No Private Mortgage Insurance (PMI)
  • Available to qualified veterans and their eligible family members

Get a Rate Quote Apply Online

Adjustable Rate Mortgage (ARM) Expand/Colapse

Credit Union 1’s Adjustable Rate Mortgage is perfect for purchasers with short-term mortgage goals.

  • Low Introductory Rate
  • Various programs available to meet your life needs
  • Includes low Interest Rate Cap

Get a Rate Quote Apply Online

eStatus ConnectExpand/Colapse

eStatus Connect® gives you secure online and mobile access to your Mortgage Loan information. When you login to the eStatus portal, you can make online payments to your Mortgage Loan, view Mortgage Loan statements, and payment history from your smartphone.

  • Make payments online - one time or recurring draft
  • Automatic verification of routing and transit numbers
  • View payment due date, mortgage loan balances, previous and current year-to-date totals
  • Update your contact information
  • Request a payoff statement

eStatus Login



NMLS# 384759. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum 1st Mortgage Loan amount of $50,000. Jumbo Loans have a minimum loan amount of $484,350.  We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

1Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.