USA Swimming & CU1: Financial Wellbeing

CU1 Financial Wellbeing

CU1 Financial Wellbeing is a free, personalized financial education platform that will help strengthen your financial foundation. Think of this as your personal financial toolkit. It is free through your USA Swimming membership, but your individual financial information, goals, and activity are never shared with USA Swimming, your club, or your coaches. Everything remains completely private to you.

We realize that everyone’s money journey looks different. Looking to jump right in? Click on the immediate focus that matters most to you right now:

Three Ways to Build Financial Confidence

Start with 1:1 Coaching

Book a session with a financial coach—it is always free and always private.

Build better money habits
Take charge of your debt
Prepare for life’s big milestones
Plan for the future you want

Get Started

Get a 10-Minute Personalized Checkup

CU1 Financial Wellbeing has three quick assessments to help build a customized roadmap for your goals.

Financial Checkup: Assess your current situation and get an action plan tailored to you.
Everyday Stress: Identify financial stressors and reduce money anxiety.
Money Personality: Understand your money mindset.

Get Started

Explore at Your Own Pace

Browse a growing library of articles, videos, calculators, and interactive tools designed to help you and your child make informed decisions.

1 Stop Financial Learning

Financial education is key to helping you achieve your goals—that is why we created CU1 Education, a financial literacy blog. Updated regularly with insights and resources, unlock the knowledge to empower yourself on your financial journey. Whether you are buying your first car, paying off your mortgage, or building credit, we are here to help.

What's the Difference Between a Credit Union and a Bank?

When it comes to managing your finances, there are options beyond traditional banks—credit unions. Credit unions are financial institutions that offer similar services but operate differently than banks.

How to Make a Budget for Beginners: A Step-By-Step Guide

A budget is a plan you make to decide how much you should spend and save based on your income. Making a budget—and sticking to it—can set you up for financial stability by helping you spend less and save more.

How Do I Start Building Credit?

If you want to qualify for a loan to buy a house, a car, or another expensive product or experience, you need credit. The world of credit, credit reports, and credit scores can seem intimidating—especially if you are just starting out—but you can start building credit right now and work towards funding your financial dreams with these tips.

Free Student Checking

A checking account designed to help students ages 13 to 21 learn budgeting, banking, and good financial habits. Learn more.

Credit Monitoring Tool

Become a member to get free, real-time access to your Credit Score in Digital Banking, plus tools to help you understand, improve, and maintain your score.

24/7 Digital Banking

Access your accounts anytime, anywhere. CU1's Digital Banking has all the features you need to manage your everyday banking, plus convenient budgeting tools and alerts to help you stay on top of your money.

Free Nationwide Access

No matter where you live or how far you travel, your CU1 accounts are accessible. CU1 members have access to 130,000 surcharge-free ATMs and more than 5,000 shared branch locations, in addition to CU1's convenient branches.

Open a Free Checking account today to access better everyday banking.

Get Started

High-Yield Savings

Earn dividends at our most competitive rate with a High Yield Savings account.

Earn 2.00% APY²
No monthly maintenance fees and no minimum deposit to open.
Manage your funds and budget for your goals with 24/7 Digital and Mobile Banking.

Open an Account

Our Dedicated Banking Team

Michael D. Fluker

Financial Wellbeing Manager

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Linnelle Clark

Financial Wellbeing & Partnership Manager

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Fred Maier

Financial Wellbeing & Partnership Coordinator

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Lincoln Aquino

Financial Wellbeing & Partnership Coordinator

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Message and data rates may apply. Check with your mobile carrier for details.

All checking accounts are subject to approval. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.

^1.

There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Free Checking account.

^2.

APY = Annual Percentage Yield. Must be New Money and deposited into the High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1 balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the High Yield Savings Account Rate.

CU1 Financial Wellbeing

Three Ways to Build Financial Confidence

Start with 1:1 Coaching

Get a 10-Minute Personalized Checkup

Explore at Your Own Pace

1 Stop Financial Learning

What's the Difference Between a Credit Union and a Bank?