Fraud Alert: Watch for Spoofing Attempts. Scammers are posing as CU1 with fake wire requests. CU1 will never contact you to send funds, confirm account details, or verify sensitive information. Visit Fraud Prevention to learn how to protect yourself from the latest scams.
Second Chance Checking1 is designed as a stepping stone. With consistent, responsible account management for 6 months and maintaining your account in good standing, you may become eligible to upgrade to a Free Checking2 or High Yield Checking3 account, which offer expanded features like Zelle®, External Transfers, higher mobile check deposit limits, and more.
Get Started Learn How to Manage a Second Chance Checking Account
Members with direct deposit set up to a Second Chance Checking1 account will get paid up to two days sooner4! When you can access your money sooner, you can plan and budget better. There are no special conditions to meet—you will automatically receive this benefit when you set up your direct deposit.
Take control of your credit with free tools in Digital Banking. Credit Score is available for free to all CU1 members through Digital Banking, and it is more than just a way to track your score—it offers resources and tools to help you understand what your score means and how you can take the right steps to improve or maintain it.
CU1’s Financial Wellbeing Center is a free platform designed to guide you on your unique financial journey. Take a quiz to learn your money personality, get personalized content recommendations, speak to Certified Personal Finance Experts, and more. Set up your free account in minutes.
Step 1
You can open a Second Chance Checking1 account in minutes with our easy-to-use online application.
Step 2
Take advantage of CU1's Digital Banking tools to manage your finances anytime, anywhere. Opt-in to eStatements in order to meet the good standing requirements for your account.
Step 3
To keep your account in good standing so you can transition to a Free Checking2 or High Yield Checking3 account after 6 months, set up a direct deposit of at least $1,000 a month. Easily switch or set up your direct deposit in Digital Banking.
Credit Union 1 Mobile Banking is a secure, convenient way to access your accounts and pay bills anytime, anywhere, using your mobile device. With CU1 Mobile Banking you will have access to:
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Good financial health is a journey, with lots of learning along the way. Whether you are signing up for your first checking account or planning for retirement, Credit Union 1 wants to pass along our knowledge. Because our first love is banking, and our first priority is helping you achieve your goals.
A budget is a plan you make to decide how much you should spend and save based on your income. Making a budget—and sticking to it—can set you up for financial stability by helping you spend less and save more.
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Checking accounts are an important tool for managing day-to-day finances. So it’s important to understand how a checking account works so that you can use it effectively and ensure that you do not make any of the common mistakes that can lead to unnecessary fees. Below are a few of the most important ways you can get the most out of your checking account and manage your finances with confidence.
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Your financial institutions are always at your fingertips, thanks to computers, smart phones, and tablets. Digital Banking makes managing your everyday finances effortless. Here are five ways you can use Digital Banking to your advantage to stay on top of your money management and work toward your larger financial goals.
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