Visa PreQualify

Visa Pre-Qualify

You've Been Pre-Qualified

We are happy you’re interested in learning more about Credit Union 1’s Visa® Platinum with uChoose Rewards® Credit Card. Click the arrows below to learn more about each section.

Let's Talk Rewards Expand/Colapse

Lets talk Rewards

uChoose Rewards is a rewards program that earns you points every time you use your CU1 Visa® Platinum Credit Card. You can also earn additional points for shopping at participating retailers with your card. Redeem your points for any reward of your choice from

Let's Talk Cash Expand/Colapse

Lets talk Cash

Transfer your outstanding credit card and/or loan balances to your CU1 Visa Platinum Credit Card and we’ll give you 2% of the balance back!1 No balance transfer fee or annual fee.2 Use our card worldwide anywhere Visa is accepted. Plus, conveniently manage your card with the CardValet® app3. Monitor your card with your smartphone and control how, when, and where your card is used.

Let's Talk Offer Expand/Colapse

Lets talk Offer

With this offer, you’ll receive a CU1 Visa Platinum Credit Card with a low 11.30% APR2 and a $1,000 credit limit.


Ask for your Credit Card Today! Expand/Colapse

Ask for your Credit Card

To get your new card, complete the invitation online! Act fast, this offer expires on June 30, 2019.


Get Started 


Terms and Conditions: By signing or returning this invitation, I request you to open an account and issue card(s). I understand that I must provide all the information requested in the invitation, and I certify that such information is complete and accurate. I authorize you to verify the information on this invitation. I understand that the acceptance or use of any card issued, will be subject to the terms of this invitation and the Credit Card Agreement, and I agree to be responsible for all charges incurred according to such terms. I understand that if I fail to fulfill the terms of my credit obligations, you may submit a negative credit report reflecting on my credit record to a credit-reporting agency. I certify that I am at least 18 years old (19 in Alabama and Nebraska, 21 in Puerto Rico) or older as required to satisfy the minimum legal contracting age of my state. I understand that you have the right to not open my account if the information provided is incomplete, inaccurate, or unverifiable; my name and or mailing address has been altered; or my invitation has been received after the expiration date. I understand that my credit line will be established based on my income, employment and my credit report at the time I respond. If the information on my credit report has changed so that I no longer meet your requirements, you may choose to not issue a credit card.


PRESCREEN & OPT OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria for creditworthiness. This offer is not guaranteed if you do not meet our criteria (including providing acceptable property as collateral). If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free, 1(888) 567-8688; or write:
• Experian Opt Out P.O. Box 919 Allen, TX 75013-0919
• Trans Union Corporation ATTN: Marketing Opt Out P.O. Box 97328 Jackson, MS 39288-7328
• Equifax Credit Information Services P.O. Box 740256 Atlanta, GA 30340-0256


APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on  creditworthiness and qualifications. All credit cards are subject to approval. Granting this offer, after you respond to it, is conditioned upon your satisfying any applicable criteria bearing on your creditworthiness, including your income, employment, and any other information provided on your application. Business and Trust accounts are not eligible for this offer. This is a limited time offer for new CU1 Visa Platinum Credit Card members only, May 31, 2019 – June 30, 2019.

uChoose Rewards and CardValet are registered trademarks of Fiserv, Inc.

1The total value of balance transfers cannot exceed your credit line. To be eligible for the 2% bonus: member must have an active Credit Union 1 Checking Account, and balance transfer must come from an external lender/card issuer. Existing Credit Union 1 credit card and loan balances are not eligible for 2% bonus. 2% bonus will be rounded to the nearest dollar with a maximum $500 payout. Bonus will be deposited into the member’s Credit Union 1 Checking Account at the time the balance transfer is completed. Bonus will be reported on 1099-MISC.

2Visa Platinum With Rewards Application and Solicitation Disclosure

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases 9.80% to 19.80%, based on your creditworthiness.
APR for Balance Transfers 9.80% to 19.80%, based on your creditworthiness.
APR for Cash Advances> 9.80% to 19.80%, based on your creditworthiness.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website for the Consumer Financial Protection Bureau at


Annual Fee
— Annual Fee
Transaction Fees
— Balance Transfer Fee
— Cash Advance Fee
— Foreign Transaction Fee
— Transaction Fee for Purchases
$20 or 2.00% of the amount of each cash advance, whichever is greater
1.00% of each transaction in U.S. dollars
Penalty Fees
— Late Payment Fee
— Returned Payment Fee
Up to $25.00
Up to $25.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."

Effective Date: The information about the costs of the card described is accurate as of May 31, 2018. This information may have changed after that date. To find out what may have changed, contact the Credit Union.


Late Payment Fee $25.00 or the amount of the required minimum payment, whichever is less, if you are one (1) or more days late in making a payment.
Returned Payment Fee $25 or the amount of the required minimum payment, whichever is less.
Statement Copy Fee, Document Copy Fee, Card Recovery Fee, $5.00 each. Rush Fee, $20.00.

3Message and data rates may apply. Check with your mobile carrier for details.

Credit Union 1 is celebrating 65 years of helping individuals, families and communities reach their financial goals.