Real Estate Loans

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1ST MORTGAGE LOANS

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Loan Rates as of September 25, 2023
ProgramTermRateAPR 1PointsPayment Example
Fixed Rate10 Yearcall for rates
Fixed Rate15 Yearcall for rates
Fixed Rate 20 Yearcall for rates
Fixed Rate30 Yearcall for rates
FHA15 yearcall for rates
FHA30 yearcall for rates
VA15 yearcall for rates
VA30 yearcall for rates
Jumbo Refinance 15 yearcall for rates
Jumbo Refinance30 yearcall for rates
Jumbo Purchase15 yearcall for rates
Jumbo Purchase 30 yearcall for rates
Jumbo ARM5/1call for rates
Jumbo ARM7/1call for rates
Jumbo ARM10/1call for rates
Conventional ARM5/1call for rates
Conventional ARM7/1call for rates

Contact the Real Estate Department at 800.252.6950 for additional information.

0 Point Options Available for All Loans. Don't forget to ask about our no closing cost options. Ask for details.

NMLS# 384759. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Rates are based on a 30-day lock term.


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The Annual Percentage Rate (APR) is based on minimum borrower credit score of 740, 70% LTV, $200,000 loan amount, Single Family Residence, 30 day lock period.

HOME EQUITY LINE OF CREDIT (HELOC)

Loan Rates as of September 25, 2023
ProgramLine of Credit LimitAPR 1
Up to 80% LTV - Primary Residence Only$10,000 - $1,000,000As low as Prime + .50%Currently at 9.00% 1
Up to 90% LTV - Primary Residence Only$10,000 - $750,000As low as Prime + 1.00%Currently at 9.50% 1
Up to 70% LTV - Secondary Residence Only$10,000 - $100,000As low as Prime + 2.50%Currently at 11.00% 1
Interest Only Payment Up to 80% LTV$10,000 - $250,000As low as Prime + .75%Currently at 9.25% 1
Interest Only Payment Up to 90% LTV$10,000 - $250,000As low as Prime + 1.25%Currently at 9.75% 1

APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. HELOC has a floor rate of 3.74% APR. 1The Annual Percentage Rate may vary after the account is opened. The maximum rate that may be imposed is 18.00% APR. There is a $100 minimum monthly payment. HELOC is available for properties in IL, IN, NV, FL, and GA only and closing costs vary by state ranging from $650 - $1,900.


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The Annual Percentage Rate may vary after the account is opened. The maximum rate that may be imposed is 18.00% APR. There is a $100 minimum monthly payment. HELOC is available for properties in IL, IN, NV, FL, and GA only and closing costs vary by state ranging from $650 - $1,900.

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