Mortgage Refinance


Mortgage Refinancing, Designed With YOU in Mind.

Receive $400 Closing Credit when all required documentation is received within 48 hours of mortgage application*

House with 4 windows icon
Home Refinance

Apply Online

House with window, door, steps icon
Cash-Out Refinance

Apply Online

Dollars and coins icon
Home Purchase

Apply Online



or Call a Real Estate Specialist at 800.252.6950


Calculate Your Mortgage Options

Find out how much your monthly mortgage payment could be, based on your home’s purchase price and the terms of your loan.

This calculator is for general education purposes only and is not an illustration of current Credit Union 1 products and offers.

Mortgage Calculator      Request Rate Quote

Mortgage Loan Originators


You could lower your monthly payments by refinancing your mortgage to a lower rate. CU1 offers great rates and a wide selection of Home Refinancing programs so you can find a payment that fits your budget.

Cash-Out Refinance | Tap into the equity in your home to pay for renovations, large expenses and more.

Refinance | Refinance to lower your rate or pay off your loan faster with a shorter term.

Mortgage Features:

  • 100% Financing Available
  • Specialty Purchase Options for Physicians and Professors
  • Cash Back Rebate Program for Buying and Selling Homes1
  • Competitive Interest Rates
  • Fast Turn Times
  • $0 - Low Down Payment Options on Purchase Transactions
  • Purchase and Refinance Loan Options

Jumbo Mortgage Expand/Colapse

When home prices scale up, so does your buying power with a Credit Union 1 Jumbo Mortgage Loan.

  • Financing available up to $2 million
  • Competitive Fixed & Adjustable Rate programs available
  • Limited to no down payment options available

 Apply Online

Fixed Rate Mortgage Expand/Colapse

With a Fixed Rate Mortgage, your rate will stay the same throughout the term of the loan.

  • Payments remain the same for the life of the loan
  • Protection from rising interest rates
  • Available in a variety of terms

 Apply Online

FHA Expand/Colapse

An FHA Loan can help make home ownership possible.

  • Financing up to 96.5% of the home’s value
  • Flexible Qualification Requirements
  • Low Fixed Rate

 Apply Online

VA Expand/Colapse

Credit Union 1 is proud to offer a special mortgage option for military families.

  • Financing up to 100% of the home’s value
  • No Private Mortgage Insurance (PMI)
  • Available to qualified veterans and their eligible family members

 Apply Online

Adjustable Rate Mortgage (ARM) Expand/Colapse

Credit Union 1’s Adjustable Rate Mortgage is perfect for purchasers with short-term mortgage goals.

  • Low Introductory Rate
  • Various programs available to meet your life needs
  • Includes low Interest Rate Cap

 Apply Online

eStatus ConnectExpand/Colapse

eStatus Connect® gives you secure online and mobile access to your Mortgage Loan information. When you login to the eStatus portal, you can make online payments to your Mortgage Loan, view Mortgage Loan statements, and payment history from your smartphone.

  • Make payments online - one time or recurring draft
  • Automatic verification of routing and transit numbers
  • View payment due date, mortgage loan balances, previous and current year-to-date totals
  • Update your contact information
  • Request a payoff statement

eStatus Login



Apply Today


Apply for a loan in a way that works best for you.

Digital icon

Apply online in minutes

Apply Online

find location icon

Apply in person

Find a Location

call center rep icon

Apply over the phone

Call 800.252.6950


Download the CU1 App today!

Download on the App Store   Get it on Google Play

NMLS# 384759. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum 1st Mortgage Loan amount of $50,000. Jumbo Loans have a minimum loan amount of $548,251. We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Message and data rates may apply. Check with your mobile carrier for details. *Mortgage application must be fully completed and submitted. All supporting documentation needed to process your mortgage application includes but is not limited to: income statements, asset statements, mortgage statement, letters of explanation etc. 1Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.