Credit Union 1 offers financing for both new and used vehicles to help put you in the driver’s seat. No first payment for 60 days1 and Auto Loan Rates as low as 7.99% APR2.
Refinancing, loan protection, and additional coverage help you get the most out of your money.
Apply. Shop with confidence and start by applying for pre-approval for a Credit Union 1 Auto Loan. With your financing in line you will know how much car you can afford, and the dealers will know you are a serious buyer. Our fast application process can get you into your dream car hassle-free. 100% Auto Loan Financing is available for qualified members3.
Choose. Enjoy exclusive savings on your next vehicle by beginning your new or used vehicle search using one of our partners. New, used, fueled or electric, you can browse in-stock inventory, get real pricing and excellent service. Find your next car!
Drive. When you are ready to purchase the vehicle, simply reach out to us to finalize the loan documents. Loan documents can even be signed electronically using EchoSign! Then, bring the check to the dealership (or we can send the funds overnight via UPS to you or the dealer).
Refinance. Already in the car you want? Rev up your budget by bringing your loan from another financial institution over to Credit Union 1.
Rate discounts are available to qualified borrowers. Ask an employee for details. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 7.99% APR. There is a $49 Processing Fee.6Best Credit Financing Examples: An Auto Loan of $20,000 at 7.99% APR for a 36-month term would result in a monthly payment of approximately $628. An Auto Loan of $20,000 at 7.99% APR for a 48-month term would result in a monthly payment of approximately $489. An Auto Loan of $20,000 at 7.99% APR for a 60-month term would result in a monthly payment of approximately $406. An Auto Loan of $20,000 at 7.99% APR for a 72-month term would result in a monthly payment of approximately $351. An Auto Loan of $20,000 at 8.49% APR for an 84- month term would result in a monthly payment of approximately $317. An Auto Loan of $20,000 at 8.99% APR for a 36-month term would result in a monthly payment of approximately $637. An Auto Loan of $20,000 at 8.99% APR for a 48-month term would result in a monthly payment of approximately $498. An Auto Loan of $20,000 at 8.99% APR for a 60-month term would result in a monthly payment of approximately $416. An Auto Loan of $20,000 at 8.99% APR for a 72- month term would result in a monthly payment of approximately $361. An Auto Loan of $20,000 at 9.49% APR for an 84-month term would result in a monthly payment of approximately $328. An Auto Loan of $20,000 at 11.49% APR for a 36-month term would result in a monthly payment of approximately $661. An Auto Loan of $20,000 at 11.49% APR for a 48-month term would result in a monthly payment of approximately $523. An Auto Loan of $20,000 at 11.49% APR for a 60- month term would result in a monthly payment of approximately $441. 7 There is a $15,000 minimum loan amount to receive 8.49% APR for qualified borrowers. 8There is a $15,000 minimum loan amount to receive 9.49% APR for qualified borrowers.
1Interest continues to accrue during deferral period.
2Best Credit Financing Example: An Auto Loan of $20,000 at 7.49% APR for a 60-month term would result in a monthly payment of approximately $401.
3100% financing of retail value, including tax, license, document fees and service maintenance contracts on approved credit.