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Additional Coverage

Credit Union 1 offers options to secure additional coverage and warranties for your vehicle maintenance and loan protection needs.

• Credit Life Insurance
• Credit Disability Insurance
• GAP
• Mechanical Repair Coverage (MRC)
• Mechanical Repair Coverage powered by ForeverCar
• Auto Insurance

Rate discounts are available to qualified borrowers. Ask an employee for details. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount, a minimum 36-month term, and a floor rate of 7.99% APR. There is a $49 Processing Fee.6Best Credit Financing Examples: An Auto Loan of $20,000 at 7.99% APR for a 36-month term would result in a monthly payment of approximately $628. An Auto Loan of $20,000 at 7.99% APR for a 48-month term would result in a monthly payment of approximately $489. An Auto Loan of $20,000 at 7.99% APR for a 60-month term would result in a monthly payment of approximately $406. An Auto Loan of $20,000 at 7.99% APR for a 72-month term would result in a monthly payment of approximately $351. An Auto Loan of $20,000 at 8.49% APR for an 84- month term would result in a monthly payment of approximately $317. An Auto Loan of $20,000 at 8.99% APR for a 36-month term would result in a monthly payment of approximately $637. An Auto Loan of $20,000 at 8.99% APR for a 48-month term would result in a monthly payment of approximately $498. An Auto Loan of $20,000 at 8.99% APR for a 60-month term would result in a monthly payment of approximately $416. An Auto Loan of $20,000 at 8.99% APR for a 72- month term would result in a monthly payment of approximately $361. An Auto Loan of $20,000 at 9.49% APR for an 84-month term would result in a monthly payment of approximately $328. An Auto Loan of $20,000 at 11.49% APR for a 36-month term would result in a monthly payment of approximately $661. An Auto Loan of $20,000 at 11.49% APR for a 48-month term would result in a monthly payment of approximately $523. An Auto Loan of $20,000 at 11.49% APR for a 60- month term would result in a monthly payment of approximately $441. 7 There is a $15,000 minimum loan amount to receive 8.49% APR for qualified borrowers. 8There is a $15,000 minimum loan amount to receive 9.49% APR for qualified borrowers. 

¹Interest continues to accrue during deferral period.

²Best Credit Financing Example: An Auto Loan of $20,000 at 7.49% APR for a 60-month term would result in a monthly payment of approximately $401.

³100% financing of retail value, including tax, license, document fees and service maintenance contracts on approved credit.