Personal Loans

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SIGNATURE LOANS

Loan Rates as of February 21, 2019
Term 1Rate
Up to 60 months 2as low as 10.75%
Up to 48 monthsas low as 10.50%
Up to 36 monthsas low as 10.25%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Signature Loans have a floor rate of 10.00% APR.


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Best Credit Financing Example: A Signature Loan of $10,000 at 10.75% APR for a 60-month term would result in a monthly payment of approximately $216.32. A Signature Loan of $5,000 at 10.50% APR for a 48-month term would result in a monthly payment of approximately $128.10. A Signature Loan of $5,000 at 10.25% APR for a 36-month term would result in a monthly payment of approximately $162.04.

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There is a $10,000 minimum loan amount.

SECURED LOANS

Loan Rates as of February 21, 2019
ProgramAPR
Share Secured Loan2.15% | This APR will vary with the market based on the dividend rate.
Share Certificate Secured LoanShare Certificate Dividend Rate + 2% | This APR is fixed for the term of the Certificate
Credit Saver Loan2.15% | This APR will vary with the market based on the dividend rate

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.


LINE OF CREDIT

Loan Rates as of February 21, 2019
ProgramAPR 1
Overdraft Protection Line of Credit14.50%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. The Overdraft Transaction fee is $5.00.


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There is a $500 minimum line of credit limit.

VISA® PLATINUM WITH REWARDS CREDIT CARD

Loan Rates as of February 21, 2019
Annual Percentage Rate (APR) for Purchases9.80% to 19.80% based on your creditworthiness.
APR for Balance Transfers9.80% to 19.80% based on your creditworthiness.
APR for Cash Advances9.80% to 19.80% based on your creditworthiness.

Cash Advance Fee is $20 or 2.00% of the amount of each cash advance, whichever is greater.
​Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.
APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All credit cards are subject to approval.


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