Personal Loans

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SIGNATURE LOANS

Business Rates as of March 30, 2020
ProgramTerm 1APR
Signature LoanUp to 60 months 2As low as 8.74%
Signature LoanUp to 48 months 4As low as 8.24%
Signature LoanUp to 36 months 5As low as 7.99%
Promotional Signature LoanUp to 60 months 3As low as 6.694%
Promotional Signature LoanUp to 48 months 3As low as 6.488%
Promotional Signature LoanUp to 36 months 3As low as 6.325%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, and qualifications. All loans subject to approval.


1

Best Credit Financing Example: A Signature Loan of $10,000 at 8.74% APR for a 60-month term would result in a monthly payment of approximately $208.00. A Signature Loan of $5,000 at 8.24% APR for a 48-month term would result in a monthly payment of approximately $124.00. A Signature Loan of $500 at 7.99% APR for a 36-month term would result in a monthly payment of approximately $16.00.

2

There is a $10,000 minimum loan amount.

4

There is a $5,000 minimum loan amount.

5

There is a $500 minimum loan amount.

3

Offer available February 1, 2020 – March 31, 2020 and cannot be combined with any other offers. There is a minimum loan amount of $1,000 and a maximum loan amount of $35,000. Automatic payments are required for this Signature Loan. There is an Origination Fee that ranges from .50% - 3.50% of the loan amount. This Signature Loan does not apply to existing Credit Union 1 loans or for the refinancing of existing Credit Union 1 loans. Best Credit Financing Example: A Signature Loan of $35,000 at 6.325% APR for a 36-month term would result in a monthly payment of approximately $1,076.00. Best Credit Financing Example: A Signature Loan of $35,000 at 6.488% APR for a 48-month term would result in a monthly payment of approximately, $837.00. Best Credit Financing Example: A Signature Loan of $35,000 at 6.694% APR for a 60-month term would result in a monthly payment of approximately, $694.00.

SECURED LOANS

Loan Rates as of March 30, 2020
ProgramAPR
Share Secured Loan3.05% | This APR will vary with the market based on the dividend rate.
Share Certificate Secured LoanShare Certificate Dividend Rate + 3% | This APR is fixed for the term of the Certificate
Credit Saver Loan3.05% | This APR will vary with the market based on the dividend rate

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.


LINE OF CREDIT

Loan Rates as of March 30, 2020
ProgramAPR 1
Overdraft Protection Line of Credit14.50%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. The Overdraft Transaction fee is $5.00.


1

There is a $500 minimum line of credit limit.

VISA® PLATINUM WITH REWARDS CREDIT CARD

Loan Rates as of March 30, 2020
Annual Percentage Rate (APR) for Purchases9.80% to 19.80% based on your creditworthiness.
APR for Balance Transfers9.80% to 19.80% based on your creditworthiness.
APR for Cash Advances9.80% to 19.80% based on your creditworthiness.

Cash Advance Fee is $20 or 2.00% of the amount of each cash advance, whichever is greater.
​Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.
APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All credit cards are subject to approval.


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