Personal Loans

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SIGNATURE LOANS

Business Rates as of February 22, 2024
ProgramTermRateAPR
Signature LoanUp to 36 monthsAs low as 12.99%14.477%
Signature LoanUp to 48 monthsAs low as 15.49%16.647%
Signature LoanUp to 60 monthsAs low as 15.74%16.195%

Minimum Credit Score of 700 required. APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum loan amount of $5,000, a maximum loan amount of $48,000, a minimum 12-month term, and a floor rate of 12.99%. There is a $99 Processing Fee. 1Best Credit Financing Example: A Signature Loan of $5,000 at 14.477% APR for a 36-month term would result in a monthly payment of approximately $167. 2Best Credit Financing Example: A Signature Loan of $5,000 at 16.647% APR for a 48-month term would result in a monthly payment of approximately $139. 3There is a minimum loan amount of $10,000 for a 60-month term. Best Credit Financing Example: A Signature Loan of $10,000 at 16.195% APR for a 60-month term would result in a monthly payment of approximately $242.


SECURED LOANS

Loan Rates as of February 22, 2024
ProgramAPR
Share Secured LoanShare Dividend Rate + 3% - 7% | This APR will vary with the market based on the dividend rate.
Share Certificate Secured LoanShare Certificate Dividend Rate + 3% - 7% | This APR is fixed for the term of the Certificate
Credit Saver LoanShare Dividend Rate + 3% - 7% | This APR will vary with the market based on the dividend rate.

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.


LINE OF CREDIT

Loan Rates as of February 22, 2024
ProgramAPR 1
Overdraft Protection Line of Credit19.99%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. The Overdraft Transaction fee is $5.00.


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There is a $500 minimum line of credit limit.

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