Personal Loans

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SIGNATURE LOANS 2

Business Rates as of March 21, 2023
ProgramTermRateAPR
Signature LoanUp to 36 months 1As low as 10.49%11.163%
Signature LoanUp to 48 months 2As low as 12.99%13.518%
Signature LoanUp to 60 months 3As low as 13.24%13.675%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. There is a minimum loan amount of $5,000, a maximum loan amount of $48,000, a minimum 12-month term, and a floor rate of 10.24%. There is a $49 Processing Fee. 2 Best Credit Financing Example: A Signature Loan of $5,000 at 11.163% APR for a 36-month term would result in a monthly payment of approximately $165.3 Best Credit Financing Example: A Signature Loan of $5,000 at 13.518% APR for a 48-month term would result in a monthly payment of approximately $136. 4Best Credit Financing Example: A Signature Loan of $5,000 at 13.675% APR for a 60-month term would result in a monthly payment of approximately $116. 


1

Best Credit Financing Example: A Signature Loan of $5,000 at 10.417% APR for a 36-month term would result in a monthly payment of approximately $161.

2

Best Credit Financing Example: A Signature Loan of 5,000 at 12.770% APR for a 48-month term would result in a monthly payment of approximately $133.

3

Best Credit Financing Example: A Signature Loan of $10,000 at 12.707% APR for a 60-month term would result in a monthly payment of approximately $225.

SECURED LOANS

Loan Rates as of March 21, 2023
ProgramAPR
Share Secured LoanShare Dividend Rate + 3% - 6% | This APR will vary with the market based on the dividend rate.
Share Certificate Secured LoanShare Certificate Dividend Rate + 3% - 6% | This APR is fixed for the term of the Certificate
Credit Saver LoanShare Dividend Rate + 3% - 6% | This APR will vary with the market based on the dividend rate.

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.


LINE OF CREDIT

Loan Rates as of March 21, 2023
ProgramAPR 1
Overdraft Protection Line of Credit14.50%

APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. The Overdraft Transaction fee is $5.00.


1

There is a $500 minimum line of credit limit.

VISA® PLATINUM WITH REWARDS CREDIT CARD

Loan Rates as of March 21, 2023
Annual Percentage Rate (APR) for Purchases9.80% to 19.80% based on your creditworthiness.
APR for Balance Transfers9.80% to 19.80% based on your creditworthiness.
APR for Cash Advances9.80% to 19.80% based on your creditworthiness.

Cash Advance Fee is $20 or 2.00% of the amount of each cash advance, whichever is greater.
​Foreign Transaction Fee is 1.00% of each transaction in U.S. dollars.
APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All credit cards are subject to approval.


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